I have two questions, first I was just contacted by an "attorney" that says if i don't set up any payment arrangements for a hospital bill from 2-3 years ago, they will garnish my wages. I don't work but she says they can find my husband's information and garnish his wages. Can they do this? Also, my husband paid off a credit card bill over two years ago, and he keeps getting mail from a collection agency for that bill trying to take him to court over that same bill. I can't seem to find the letter the original company sent when it was paid in full, but it does show on his report that the account was settled.What can be done about this?
2007-03-20 08:28:36 · 6 answers · asked by tsublue 1 in Business & Finance ➔ Credit
They can not touch your husband , again tell them you now know your rights . If your husband did not sign papers he is not obligated to that debt . Contact your husbands collection agency and tell them your fed up. Again tell them you know your rights and you will be contacting the attorney general to file a complaint against him and the company .Tell them you want original copys of the debt , they have 30 days to provide to you . Tell them you will be sending a certified letter for those documents . Stand firm , most collection agencys have fools working for them who break the law . Document everything said to you .Tell them you are doing this and they can EXPECT A call from the attorney generals office .
2007-03-20 08:47:45 · answer #1 · answered by Anonymous · 1⤊ 0⤋
I agree with everything buddy and Irvin said.
I just wanted to add that when you contact the collection agency, for your husbands paid account, do it by mail - stay off the phone. Send everything certified mail return receipt. Do not sign the letter, initial it only or just type your husbands name on it.
Do not send a copy of your canceled check, or however it was paid as the first poster recommended
What the attorney is saying is an illegal action - but you would have to be able to prove it to do anything about it.
2007-03-20 11:21:01 · answer #2 · answered by echo 7 · 0⤊ 0⤋
No, they don't get a note in the previous of the garnishment, yet they do get pleadings from the courtroom in which the default judgment replaced into entered adverse to them for a debt owed. in the journey that they bypass and do not get their mail suited forwarded, that's not the courtroom's duty to song them down. that's the debtor's duty to inform the courts and lenders. There may nicely be a default judgment connected to the garnishment; examine it out and note if the 'certificate of service' does no longer reflect an incorrect address reported on your relative, because it truly is oftentimes the reason borrowers do no longer know the garnishment is going to ensue.
2016-12-02 07:27:16 · answer #3 · answered by ? 4 · 0⤊ 0⤋
I don't about the garnish but as for the bill that was paid, if u paid it by chech or money order,credit card get a copy of it and send it to them..
Its good to get copy on every thing u pay for, for a less a year or so after the payment..
2007-03-20 08:40:50 · answer #4 · answered by shorty21 5 · 0⤊ 1⤋
If it is settled on his account then they are just trying to scam more money out of you, I have the same problems. See if you can find the cancelled check that paid the bill if you paid by check, that is a legal receipt.
2007-03-20 09:17:10 · answer #5 · answered by Maria b 6 · 0⤊ 0⤋
In addition to what everybody else is answering this question with...pull your and your husbands credit report to see whether or not the account that your husband paid off is on your credit report or not. If it is, see whats the status on that. Ask them to prove that this debt is really yours. Once you get your credit report, dispute any inaccurate information directly with the credit bureaus immediately.
2007-03-20 09:05:26 · answer #6 · answered by Irvin 2 · 1⤊ 0⤋