Is there a phone number I can call to get advice on what kind of student loan is right for me?

Answer 1

Truthfully, there's no single, unbiased entity you can call to point you towards the perfect loan product.

If you're brand new to the process and are looking for some general information about financial aid, you might want to contact your school's financial aid office. They can explain the differences between federal, state, and private loans. They can also look at your financial aid application and, based on that information, let you know what they think you might qualify for. Most schools also provide their students with "lender lists" to help their students choose from among the dozens of (sometimes sketchy) lenders out there. [You are, however, allowed by law to use someone not on their list.]

The Department of Education offers information about the various federal student loans available -- but they might not be able to get very specific when it comes to choosing a lender or which borrower benefits are right for you. They're also unlikely to be able to help you if it's a *private* loan you need. They can be reached at http://www.studentaid.ed.gov or 1-800-4-FED-AID

If you already know what student loan lender (e.g. bank) you want to work with for your student loan, you can call them to determine what type of loan you should apply for. Keep in mind, though, that some types of loans (like Perkins Loans) don't involve private lenders, so you might want to research this separately.

FinAd.org offers a great list of private loans options here: http://finaid.org/loans/privatestudentloans.phtml
The FinAid site does receive some sponsorship from Citibank, but they do a wonderful job of showing the various loan products on the market. I don't find them biased at all.

Answer 2

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Answer 3

You'de be stupid to pay for a private loan you not in any respect borrowed, so loosen up. basically call the police and tell them what;s going on. they should be able to a minimum of aspect you in the right route. you may nicely be a sufferer of id robbery. Or, those human beings may nicely be attempting to scam you. both way, the cops should be able to positioned a quit to the harassing telephone calls. they can't garnish your wages without first taking you to courtroom, so loosen up.

Answer 4

Did you ask the financial advisor at school?

Answer 5

I beleive everything is electronic