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I might need to co sign for a car and i don't want my credit ran because i don't want alot of inquries on my report. is there a credit report i can get that a car dealership will accept

2007-03-20 05:24:17 · 5 answers · asked by Lady J 2 in Cars & Transportation Buying & Selling

5 answers

You CAN get a decent car loan, even with bad credit. I've done it, but you'll have to look around. That's one of the BIG mistakes people make...just taking the first offer that's given to them when they go to the dealer. Be smarter than that.

WARNING: DON'T GO TO BUY A CAR WITHOUT HAVING THE LOAN FIRST. The auto dealers will eat you alive and give you a crappy rate. Shop around with lenders who specialize in bad credit car loans. It's a better option, you don't have to take what they're offering if you don't want it, and it's better than dealing with the car dealer's people.

There are usually some nationally based car loan companies who specialize in bad credit car loans who advertise on the page linked below...

http://www.axalda.info/bad-credit-car-loans.html

2007-03-24 03:51:09 · answer #1 · answered by Anonymous · 0 0

Would you? Hell no!!!!!!

Dealers need to run the credit to protect themselves.... they don't care about some snot nosed kid saying "trust me". They have a business to look out for!

Btw, every credit report run for car loans counts as just ONE inquiry if done within 2 weeks window. Doesn't matter if it's 10 or 20, counts as just one. So stop worrying about some bullsh*t about your credit taking a hit. It goes down maybe 5 pts... big friggin deal. If so worried, pay cash.

2007-03-20 05:30:58 · answer #2 · answered by Anonymous · 0 0

You can get a Transunion, Experian or an Equifax report for yourself. Most likely though the dealer will still want to get a report for himself.

2007-03-20 05:32:06 · answer #3 · answered by Steph C 2 · 0 0

You're entitled to a free copy of your report from the big three without charge on a yearly basis. (http://www.annualcreditreport.com/) but generally a lender won't accept that and will want to run an up-to-date inquiry.

2007-03-20 06:17:24 · answer #4 · answered by oklatom 7 · 0 0

do not co-sign!!! how well do you know that person? if you do it and they dont live up to it, you will have to pay off the loan. anything can happen. people get sick, lose their jobs or just dont pay their bills.

2007-03-20 12:22:21 · answer #5 · answered by MiaDiva28 6 · 0 0

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