im stuck because i want a nice car but with the money i have i can but it will be good for a down payment but i dont have any credit can i still fiance and is i can where and how i dont have a co signer nether and i i need a car ASAP so i cant wait to save up can any one help it would greatly aprreciated!!
2007-03-20 04:56:41 · 7 answers · asked by Kstar 2 in Cars & Transportation ➔ Buying & Selling
You can get a car, but it may not be as nice as you may want. It may be a few years old (6-10) but payments will be low and the down should be low. There are many places that will finance you as long as you have a steady job. Just don't lose that job or you could lose your car to repo guys.
Make sure you read and understand the contract if you go to a used lot dealer. Some states do not have a cap on the APR, so you could end up owing them more money than you could ever pay. Yes there are places out there that will screw you over if you don't pay attention. BUYER BEWARE.
Or you could always get a car for $900 total, but it will more than likely be an old beater car, or something that will require even more money to get it going down the road again. I paid $400 for my Mustang, but put about $1500 into it to get it reliable again.
Check out:
http://www.autotrader.com/
or:
http://www.craigslist.org/
Just click your area, then 'cars & trucks', then put '900' in the "max" block, and click "Search"
2007-03-20 05:15:06 · answer #1 · answered by Doug K 5 · 0⤊ 0⤋
The fact is you don't have much money, but you still want a nice car. Understanding that reality is the first step to finding a good solution. There are no "nice" cars for $900 unless you are extremely lucky and run across one of the infamous barn finds.
Without credit and with only $900 dollars to spend, I'd go to Cars For Causes and find a good, smogged, reliable car to use as transportation. It will probably have some dents, scratches and worn upholstery but will be warm, dry and reasonably reliable to get you from A to B.
If you want a nicer car eventually, you need to save money. You do this by opening a savings (not checking) account and regularly depositing about $200 a month in there - which is about the same as a cheap car payment. In four years, you will have enough money to pay cash for a nice newer car, without paying any interest and your credit rating won't matter. You'll even earn interest on the money you save.
Good luck with that...
2007-03-20 05:11:45 · answer #2 · answered by Anonymous · 0⤊ 0⤋
no longer unavoidably a foul issue. some autos nicely cared for will run for 2 hundred,000 - three hundred,000 miles. yet, some will throw a transmission, or want a clean engine. The trick is getting it appeared at by ability of a sturdy mechanic earlier you purchase it there is always a chance with a used automobile. Thats portion of the reason they're more cost-efficient. you should purchase an licensed used automobile, in spite of the undeniable fact that it truly is more beneficial expensive.
2016-12-02 07:09:17 · answer #3 · answered by ? 4 · 0⤊ 0⤋
I know you probably don't want to do this but if you are in need of a car and that is your main prioroity get a car from the junk yard make sure its still works (of course) u won't have a bill then to pay and all u have to pay is a insurence bill that gives you time to invest the rest of your money and have a way to get back and forth to work while ur making you new car found!
2007-03-20 05:07:36 · answer #4 · answered by Springsteen 5 · 0⤊ 1⤋
Only a couple of choices available to you.
1. Find a vehicle for $900 or less.
2. Do without.
That's given the circumstances you outlined.
2007-03-20 05:14:38 · answer #5 · answered by oklatom 7 · 0⤊ 0⤋
There are plenty of cars out there for $900.... mostly junk but some gems like 1988 Accord/Civic, which are the best out there for that price.
Insurance, registration and gas will run you over $1000 a year... can u really afford it? If not, there's the bus.
2007-03-20 05:37:47 · answer #6 · answered by Anonymous · 0⤊ 1⤋
Best thing to do is check with local car people you know
preferably mechanics, technicains and auto body people...
then start looking in local thrifty papers look for cars in the $350.00 to $450.00 to a max of $500.00 range...
vehicles advertised for this often can be had for a little less for haggling...
the remainder of your money will be used by you finding an ASE Certified auto tech to put just enough parts and labor to make & keep this car reliable for you for the next 90-120 days....
instead of making car payments to any dealer instead you will be setting aside a little each month to put into either preventative maintainance parts and labor to your ASE certified tech...
who can help put you on a custom maintainance schedule to help you keep the car problem free etc.
My advice is since you are looking for a car which will give you reliable transportation for quite sometime,,,
the best car for you right now is an older car in pretty good condition...
model years to watch for is something like 1975-84
my recommendation is seek out rear wheel drive model with inline 6 automatic
they are easy to get parts for are fairly good on gas, do not have a lot of expensive sensors and things to maintain...
I bought this 1979 "Duster" optione Volare for a mere $175.00 with only 42,000 miles in September 2005...
reason it was parked was a broken rubber fuel line near fuel tank...
tires were shot tires could be had for $100-150 new (including mounting and balancing..)
it also neede wiperblades $14.00
oil change $21.00
Guess what runs so quiet you cannot hear engine unless you rev the motor...
this one gets over 30 MPG,,, and it looks really cool too
not to mention this one goes up in value all the time too because its a classic,,
here are pics of the car as found in the field...
http://new.photos.yahoo.com/rammed88/album/576460762368782039/photo/294928803953201646/1
http://new.photos.yahoo.com/rammed88/album/576460762368782039/photo/294928803953202406/2
http://new.photos.yahoo.com/rammed88/album/576460762368782039/photo/294928803953205194/6
notice in below photo Chrome Emblem says "Duster" not Volare.... non Duster Volares are common...
http://new.photos.yahoo.com/rammed88/album/576460762368782039/photo/294928803953205895/7
interior shots note no rips or tears in upholstery
http://new.photos.yahoo.com/rammed88/album/576460762368782039/photo/294928803953207305/9
http://new.photos.yahoo.com/rammed88/album/576460762368782039/photo/294928803953203141/3
glove box hinge was broke,,, I fixed it for about $5.00
car over all looks like this...
http://autos.ph.groups.yahoo.com/group/fbodymoparsclub/photos/view/7eb3?b=1
http://autos.ph.groups.yahoo.com/group/fbodymoparsclub/photos/view/7eb3?b=6
note the cool tail stripe on Dusters/Sunrise Aspens
http://autos.ph.groups.yahoo.com/group/fbodymoparsclub/photos/view/7eb3?b=7
here is another members really nice Duster optioned car
http://autos.ph.groups.yahoo.com/group/fbodymoparsclub/photos/view/8c70?b=3
http://autos.ph.groups.yahoo.com/group/fbodymoparsclub/photos/view/8c70?b=4
these cars are appreciating in Value instead of depreciating... total resotration on mine will cost about $4500.00 but it is a $15,000 to $20,000 dollar car when done
to see more Aspens and Volares you can join the F Body Mopars club on yahoo... Roadrunner and R/T versions for 1979 and 1980 are cool too and get lots of attention
Walt
2007-03-20 05:51:13 · answer #7 · answered by Ronk W 4 · 0⤊ 0⤋