got pulled over last night......?

Question

And I didnt have insurance at the time.
Im going to get it before I go to court.
Whats the chances of losing my license
because I didnt have it at the time i got pulled over or do you think the judge will overlook that and not look into it that much.Any one been in this situation and how did it go?

Answer 1

A lot of it depends on the jurisdiction and the laws therein. If you have a few friends in the courthouse or police officers that can speak well of you, It's been my experience that if you go to the prosecutor and show them your proof of insurance that they may drop the case before it goes to court if you pay court cost. They may be even able to keep it off your driving record. This may only be available to you if you have an otherwise clean driving record. If you've had several ticket the judge may throw the book at you and you can lose your licence. If it makes it to court, the only word i can tell you is "BEG". Swear to the judge it won't happen again and you may get lucky if he's having a good day.

Answer 2

did you not have the card with you or did you not have insurance? there is a difference. If you didn't have the card with with, but had insurance, they will throw that portion out. If you didn't buy insurance until after you got the ticket, then it will depend on the judge. Probably found guilty, with a lesser sentence, since you mitigated the circumstances by purchasing the required insurance, but, again that is up to the judge. I'd suggest getting it today, not "before I go to court". Getting it then will show the judge, that you were just trying to get out of the ticket, rather than making an honest mistake, and not realizing that your old policy had lapsed.

Answer 3

Well it depends. It is all up to the judge and the persecuting atty. One needs to remember the primary job of law enforcement is to enforce the laws to that end, they have great liberty to do so, including lieing to you, detaining you, Terry stopping you, setting up cheakpoints etc.. If the officer made such a statement to you, it may not be true. The persecuting atty may argue that at the time of arrest (citation), you did not have insurance. The citing officer may "put in a good word", but again he has the privilege to lie to you, and the persecuting atty may chose to ignore the "good word".

Next time have your auto documents ready and when the officer pulls you over, open the window a crack (enough for him and you to hear each other and pass the auto documents back and fourth) and ask "Officer what am i being detained for?" before he gets a word in. Keep clutter out of sight, and keep the interior of your car clutter free, and have nothing obscuring the VIN #. Anything that is in the officer's senses is open to further investigation, So put your clutter in the trunk. If you are asked to get out, do so, and lock the car behind you. if thay ask if they can search the car, say "no". Even if there is a promose to "put in a good word"...remember they have the privelage of lieing to you. The will search it anyways, but you gave your atty some meat to argue with. If you are not sure what doing on, ask the officer "Am I free to go?" at any time. If this is a cheakpoint stop. later on, go to the police station during business hrs and ask to see the procedures for cheakpoints and get a copy. It is public record.

BTW this is not mean to be legal advise.

Answer 4

Chances are you won't lose your license, unless your state has a law that requires you to have insurance, here in New Mexico it's mandatory.

However, the judge will probably not have sympathy for you since this is the second time you've been pulled over and had to go to court for this.

Answer 5

You didn't mention the state the offense occurred in. In NC, if you get the insurance re-instated before court, the judge has the option of cutting you some slack, even to the point of a voluntary dismissal of the case. However NC DMV might rescind or revoke your tag for 30 days for the lapse in coverage.
At the least, I'd make sure I appeared in court with proof of coverage, and a good reason for the lapse. Good luck!

Answer 6

You are on the right track when stating you will get your insurance before going to court. This in itself shows the court that you are making right decisions about the privilege to drive.

The court doesn't normally suspend or revoke a license as long as you pay the fine you know is forthcoming for failure to maintain insurance.

Not to sound mean, however, one must not be in a right mind to operate a vehicle without insurance. If found at fault in an accident, civil and criminal lawsuits can be extremely expensive.

Hope this helps...best wishes.

Answer 7

I do not agree with the writer that said the judge will over look it. Also expect to have your registration suspended for insurance lapse/not in effect. Pay special attention for notices from Dept. Motor Vehicles. DMV most likely will send you out a notice of suspension and order you to turn in your plates. In NYS there is a civil fine for everyday the plates are not turned in. I have seen them go into the hundreds. These civil fines are in addition to any penalty the court fines you.

Answer 8

If you didn't have insurance for more than thirty days you will lose your tags for thirty days, but not your license. If you did have insurance, but it ran out temporarily you need to talk to your insurance agent and get a form saying that you had insurance, pay the insurance company and maybe you get away with it. If you didn't hav ins. for a while though you will lose your tags for thirty days. You keep your license no matter what!

Answer 9

Your licence are gone for 6 months. It sux, I know. They will look to insure you had insurance when you got pulled over & since you didnt its a manditory 6 month suspension.
Its happened to me (a few times), stupid laws !!!

Answer 10

I'll bet the judge will think, "what the heck, here's a nice guy/gal. So he/she didn't have any insurance, I think I'll over look that no insurance thing."
All bets are off if your license has more red marks than my math paper.