can they take my car for credit debt ihave no savings and no job?

Answer 1

Misty, you have asked this question about 4 times now. Please call a credit counseling service. You are obviously in over your head and can't get out on your own. You need some help that is beyond anything any of us are going to be able to do for you.

Go to this website and call Consumer Credit Counseling. I normally tell people they can do it on their own without a counseling service but you are so worried about your car I think you need more help then this website can give you.

In one of your other posts, you said you had gotten a call from the Sheriff's department. Are you sure it was the Sheriff? Law enforcement does not usually get involved in debt collection other then to help with evictions if someone is being evicted.

Please get some help with this before you worry yourself to death.

Answer 2

Assuming you have no liens on the car (you have the title) then it can be seized through a judgment. The creditor would have to sue you and win. A car is a tricky thing to seize however as you can contend it will impose an undue hardhsip on you without it. Other assets can be seized through a judgment order for debt remuneration.

Answer 3

Not without taking you to court and suing you. I would seriously see a lawyer...whether it be a regular lawyer, a bankruptcy lawyer, whatever. You may also be able to have a credit counseling agency help you out of this mess. Don't settle go through a reputable credit counseling agency if you want to go that route.

Answer 4

Misty, a credit card company cannot put liens on any of your assets without first getting a court judgment.

Tell what state you live in. In Texas, for example, they cannot take your car if it is your only car.

Answer 5

If the car is registered in your name, yes.