My wife and I are applying for a mortgage and we were both in Grad School the last 2 years. We both had part time jobs, but didn't make enough money to file for a tax return. The loan officer would like copies of our W2's for those years for the loan.
2007-03-19 04:10:42 · 35 answers · asked by Anonymous in Business & Finance ➔ Taxes ➔ United States
Request copies from your employers.
2007-03-19 04:14:47 · answer #1 · answered by Latigo 3 · 0⤊ 0⤋
Well always remember this, there are people that work with IRS,
or H&R Block that can get you a copy of any W-2 form or you
could go back and talk to your previous employer, Remember
documents like that are always kept on file, the number of
sources are unlimited... most loan officers and real estate
agents really don't need W-2 forms for proof of income, there
are others ways
2007-03-20 17:47:17 · answer #2 · answered by SMOOTH 1 · 0⤊ 0⤋
You would be better off contacting your employer(s) for this information. When the information is sent to you from your employer, it is also submitted to the IRS, however, particularly at this time of the year you'd be much better off soliciting the info from the employer. The IRS is incredible busy, as you can imagine, and this is not going to fall into one of their priority areas at this time. Also, they are beginning to charge for many of the services that were once furnished free of charge, in an effort to have taxpayers take more responsibility.
One thing to keep in mind is that even when you haven't earned enough money to owe taxes, you may still have had taxes withheld, in which case you would want to file a return in order to claim a refund of that withholding. There are certain circumstances where you might also be eligible for other items, such as earned income credit. The IRS will figure this credit for you , free of charge, if you want them to, but you must file. So get to work. Contact your prior employer. Get those W-2s. And if you've got anything due you, file a late return! IRS will even do that for you free, if you send them the info (W-2s, etc.) or you can go to any local VITA site or local IRS office. Good luck.
2007-03-20 16:09:02 · answer #3 · answered by PJPeach 5 · 0⤊ 0⤋
Go to your local irs office and ask for a copy of your wage transcript for what ever year you are looking for. Also, every year you work, you need to file, no matter how much or little money you make. How are u buying a house and work a part time job by the way? Im trying to buy my second house and i am self employeed and i know the mortgage companies want to see income for proof of how you are going to be able to pay the mortgage!
2007-03-20 05:35:54 · answer #4 · answered by Ebony 2 · 0⤊ 0⤋
While your employer did provide that info to the IRS, and so they may have it somewhere, it would be much faster and more reliable to ask your employers.
Also, did you have any Federal (or state) taxes taken from your paychecks? If so, I don't understand how you "didn't make enough money to file for a tax return". I have filed a return every year since I started working. Even the year I only made a few hundred dollars, I still got a small refund.
2007-03-19 09:50:19 · answer #5 · answered by soelo 5 · 1⤊ 0⤋
Call the IRS and inform them you've misplaced your W-2's and would like them to send a copy of your earning for the year in question.. It'll be in your mailbox within 7 days..
I've done this at least 3 times..
Oh yea, boston up there is usually correct, I've read alot of his answers.. But I swear that IRS has all the information and is willing to give it out.. This year they sent me information from 2000, 2002, 2003, & 2004. They don't look like W-2's, however they have every bit of information on them that a W-2 would.. I would think the mortgage company would accept them. Tell the mortgage company your previous copies were in a fire or flood..
2007-03-19 04:21:26 · answer #6 · answered by ypool_goddess 2 · 3⤊ 1⤋
It seems impractical for the loan officer requiring you to secure a copy of what you have not filed. The best thing to do is to ask certificate of exemptions from the BIR Office for those two years that you have not filed tax returns.
2007-03-20 22:42:33 · answer #7 · answered by Revo 1 · 0⤊ 0⤋
Either request a copy of them from your previous employer, or go to the Social Security office and have them print them off for you. Your previous employer would be your best bet though. Most businesses (should) keep payroll records for the past 7-10 years.
2007-03-20 08:32:34 · answer #8 · answered by JC 3 · 0⤊ 0⤋
What I did, was my last pay stub has the total you earn and taxes you paid. Bought blank copies of W-2 from Office Depot made copies from computer. As long as information is accurate it is legal W-2 form. Or call Job, they will send you copies.
2007-03-20 07:37:09 · answer #9 · answered by art_raiders 2 · 0⤊ 0⤋
You definitely need to call the places of business that you worked at either their accounting department or the human resorces. I think that is about all you can do. I would also try to get the forms for that year and you may be pleasantly surprised that you are owed a return. It would definitely not hurt to just calculate it and see with the standard deduction if you guys did not make alot you just may get a return.
2007-03-19 13:31:12 · answer #10 · answered by Anonymous · 0⤊ 0⤋
Call the place of employment they would have a copy of the W2 they can make a copy for you.
2007-03-21 03:01:02 · answer #11 · answered by Anonymous · 0⤊ 0⤋