Our credit is really bad and we owe around $9000. on a car that just went bad. We think it might be the engine but don't have the money to get it checked out. I'm trying to get a job to help my husband out with the bills but it's hard since we only have one car. We have already got ex. on our car payments so we could fix something else at the time that went wrong with the car. We are praying that nothing happens with our other car because my husband works an hour away. We so live from pay check to pay check. Do you know of any body who would loan us enough money to get the car fixed? We filed bankruphys about 5 years ago. I know we can't trade the car in for another one because of our credit but not now that there is something wrong with it. We don't have anyone to borrow the money from. We don't care to keep the car we just want to get it fixed so we can get another job.
2007-03-18 22:08:58 · 3 answers · asked by dolly hunt 1 in Business & Finance ➔ Credit
How old is this car? It may still fall under state "lemon laws" or factory/dealership warranty. Depending on your credit score, you may try Prosper.com, but try to get the loan from the higher credit score as you will be charged less interest. In the mean time, either get a job in town and have your husband drop you off or pick you up around his schedule or check your local papers for a cheap (few hundred dollars) car. (These aren't the best or most reliable cars, but it's most likely cheaper than renting a car.)
Do you know exactly what's wrong with the car? If so, you may be able to offer it for private sale to try to pay off the $9,000, but I have a hunch that you're upside-down even without the engine problems.
Could you, perhaps, try carpooling or asking a friend/neighbor/coworker/family member for a ride in to work on X day of the week? (Offer financial compensation for this so that you aren't just taking advantage of them and see if you can spread this out so that you aren't relying too heavily on one person.) Perhaps you could arrange to help babysit while the mother runs errands in exchange for a ride to/from work?
2007-03-19 03:24:42 · answer #1 · answered by Anonymous · 0⤊ 0⤋
...try contacting the local Technical High School that does automotive instruction... sometimes "they" will take in a car and use it as a teaching icon/tool for their students... they fiz the car but you do pay for the parts... couldn't hurt... Or, if your car is fully insured... I won't even suggest "mid-night" lightning!!!
2007-03-18 22:15:29 · answer #2 · answered by Anonymous · 0⤊ 0⤋
I extend my sincere wish that you can work things out. I'd totally avoid "Alan Loan Company". It smells like a big scam praying on people in need.
Consider yourself warned.
2007-03-19 00:47:44 · answer #3 · answered by Common Sense 7 · 0⤊ 0⤋