Mortgages- Can I pay a remortgage that my retired mother gets on her house on her behalf?

Question

I would also like to know if the fact that she is retired would affect if she could get a remortgage that me and brother could pay for on her behalf.

I live in London, United Kingdom.

Any answers are greatly appreciated

Answer 1

Would it not be better to speak to a mortgager? They will tell you exactly what their requirements are. There is no reason you cannot do that, but there might be (donations) tax implications, and the bank will definitely put things in place to make sure SOMEBODY pays the loan. E.g. if your mother is 105, and takes out a 20 year loan).