Many people believe in paying for everything in cash while other think you should pay by check or credit card. What are your thoughts? If its too personal, just say so.
2007-03-17 21:46:08 · 12 answers · asked by soggybottomscout_25 4 in Business & Finance ➔ Personal Finance
If you can't afford something in cash you probably don't need it and if you save your hard earned money for it you might decide it's not worth it... Although if you do have credit cards purchasing a few things each month might build you credit. Try to pay the credit card off each month so you will not have to pay interest.
2007-03-17 22:09:01 · answer #1 · answered by honey 1 · 0⤊ 0⤋
I pay with cash, check and credit card. I use all of them. I prefer to pay with check so I can see readily where my money is going. When I get paid, I get a set amount of cash. When that cash is gone, I'm done buying anything until next payday. I don't ever use a debit card or an ATM card. My friends marvel that I'm able to save and invest so much money but that is why. I rarely use a credit card because I don't want to pay the high interest rates and if I can't afford to write a check for an item, I don't buy it.
You should listen to the Dave Ramsey show on radio. He tells all about finance and how to effectively handle your money. He has some really good ideas and I listen to him. Just google Dave Ramsey and you can find out what radio stations.
2007-03-18 02:47:36 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Here I use only cash and don't have credit cards at all.
When livingin the States I had credit cards and I did use them a lot. I also paid all bills each month in total. Actually if a person pays attention to what they are doing you can earn money by using credit. f you pay interest then you only spend omore.
Most do not use credit wisely.
2007-03-17 22:10:45 · answer #3 · answered by Anonymous · 0⤊ 0⤋
I pay cash for personal life things but use my credit card for our business stuff, due to having a credit card that gives us fly miles and I get to take free trips each year.
: )
2007-03-18 03:33:43 · answer #4 · answered by Kitty 6 · 0⤊ 0⤋
It depends what it is. For internet orders, I pay via Credit card. For large purchases (mattress, furniture etc) I pay via Credit card...for everyday items..cash.
2007-03-18 04:57:38 · answer #5 · answered by KathyS 7 · 0⤊ 0⤋
...well that's a very "academic" question... buying "something" is wayyy to broad... for example. I want to buy a "something" in Wal-Mart..? most likely "cash"...a small non-inconsequential purchase... An automobile...? most likely with a check and a credit line...pay it off in time.
Medical bills... just leave your first born son on the counter because they will want more... It all depends on what it is that your buying......
2007-03-17 23:00:46 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Cash.
2016-03-29 04:34:37 · answer #7 · answered by Donna 3 · 0⤊ 0⤋
cash, because using credit card is so scary!
2007-03-17 21:54:37 · answer #8 · answered by koda 1 · 1⤊ 0⤋
If I don't have the cash to buy I don't get it. No debts no worries
2007-03-17 21:51:10 · answer #9 · answered by Shaz 4 · 1⤊ 0⤋
cash baby that way you know they cant cheat you
2007-03-17 21:49:25 · answer #10 · answered by FELIX R 1 · 0⤊ 0⤋