My husband has recieved a letter for over £8000 from the csa,which they want in 7 days or they will send debt collection agency round,we have to kids and not much money. Do they have to accept any offer we make for payment,ie £10 a week or can they demand everything?
2007-03-17 04:59:19 · 12 answers · asked by heebygeeby 4 in Politics & Government ➔ Law & Ethics
My husband is paying for another mans child who also evades the csa,smart ****.
2007-03-17 05:06:22 · update #1
the kids mother lives off benefits so it wouldn't make her life any better cos she wouldn;t recieve any of it. She could go to work cos all her kids are at full time school now.
2007-03-17 05:19:00 · update #2
My ex is due me over £2000 because he didnt pay when the award came through from the CSA - he only has to pay £5.20 a week for the arrears on top of the £15 per week that the CSA worked out that he had to pay (he earns £350 per week) - dont stress out over this - get onto them and explain your circumstances and they will do an assessment on his take home pay and work out what they say is a fair amount per week or month.
Also my new partner has had full custody of his son (aged 19)for 14 years and his ex has hardly paid a penny from day one - she is still paying the arrears of maintainance at £5 per week - his son will be well over 40 by the time all the arrears are paid
2007-03-17 09:45:08 · answer #1 · answered by heckuvapeach 2 · 0⤊ 0⤋
Hi
sorry to see that people cant give you a sensible answer on here.
I found myself in a smilar predicament although owing a significantly smaller amount to them last year.
The best advice I can give you is the following:-
If the CSA do send around debt collectors, do not under any circumstances open the door or windows as many interpret 'peaceful entry' as pushing past you at the door or climbing in through a window.
If you are taken to court, the courts will assess your income and decide on a reasonable settlement using what they call 'means testing' whereby they add up how much your husband has incoming and what his vital outgoings are. Say for instance your husband earns £200 a week and out of this he has to pay £100 rent and £50 food the courts would order he has to pay £20 out of the remainder.
Trying to contact the CSA directly has been in my experience, a waste of time. When they made my maintenance assessment they miscalculated my earnings figure and ended up taking nearly 50% of my wages. One month they took so much that after paying rent and bills I was left with £45 to feed myself for a month. I contacted the CSA who were no help whatsoever despite my telling them that I was now unable to afford to eat. The actual response I received was 'thats not my problem' I ended up poaching, foraging in bins and shoplifting for food that month!
Hope this helps
2007-03-17 06:40:20 · answer #2 · answered by vdv_desantnik 6 · 0⤊ 0⤋
I am sorry to hear this happened to you but as in my case my ex still owed me over £2000 when I told them to close the account because of all the stress it had been causing me.
The people who are now receiving large demands should have paid their dues in the first place and would not have found themselves in this situation. I do understand that you now have your own families to look after but it takes two people to make a child and its 50/50 all the way.
I think you will find that they have to look at your situation and depending on how many children you have will be taken into account but your husband will still be expected to pay back the money and that only stops once a child reaches 19 and then if you ask them the CSA will try and get back arrears in one go before they let you close the account.
I knew in my case it would be a total waste of time as he would claim he had no funds.
So good luck with all of this it is a shame you are going under so much stress and to a point I can relate to it.
2007-03-17 05:15:55 · answer #3 · answered by BigMomma2 5 · 1⤊ 1⤋
Nope, they can't take what you don't have. If they threaten your husband with bailiffs etc tell them you'll happily go to court. Don't let anyone in your house if they say they are here to take stuff. They don't have a warrant until they get one from the court. Also if it isn't your husbands child, it maybe easier and cheaper to offer a paternity test even tho it is £500, it will be evidence against them! And yes you can offer £10 per month, reply in writing!!! Don't phone them, just send them a letter 'proposing' £10 per month as they say in their letter they need you to 'propose' a payment. That way you don't need to talk to anyone at the CSA or debt agency and get even more stressed over this.
Good luck!!
2007-03-17 05:19:46 · answer #4 · answered by ~Kitana~ 4 · 1⤊ 0⤋
Be very careful, it all depends on how old the child is. If it is nearly 16 then the money does need recuperating quickly, if not then they advise 2 years for the debt to be repaid.
As a general rule the csa can take between 10% & 40% of his wage. Speak to your caseworker and explain your situation. Work out what the maximum payment would be that you can afford, offer them slightly less than that and see how you go from there.
afterreading your additional notes- if it is another mans child he could deny paternity and go through DNA before any money is paid!!!!!
2007-03-17 05:13:51 · answer #5 · answered by squeegy 4 · 2⤊ 1⤋
Your husband is paying for another mans child? Well a DNA test on your husband and the child should end this.
Get around to the citizens advice bureau ASAP. You do not want to be dealing with debt collection companies. The £8000 debt will soon rise when then add on charges.
2007-03-17 05:13:24 · answer #6 · answered by brian t 5 · 1⤊ 0⤋
They can't take what you haven't got and leave you in financial hardship
They should assessed it on his earnings, which I am sure they would have done,
It must be there final straw, so it would seems that your husband has not paid them anything that is why the debt is so high
Has he ever thought about his other children having to go without, because id he had been paying the situation would not of come to this.........
He should pay for all of his children
(he should be the better man and do the right thing for HIS kids, and not copy what your ex is doing)
2007-03-17 05:05:48 · answer #7 · answered by xXx Orange Breezer xXx 5 · 2⤊ 1⤋
sweetheart don`t let them frighten you. i had letters demanding £21000. the answer is NO they can not demand you pay this amount in full - like my husband said when he got his demand - `ok i`ll just go and get it from the top drawer` they will threaten you with baliffs and all, but if you offer to pay an amount each month they have to accept this. we paid £30 per month for about 2 years but, eventually, because the amount was so high, now has an attachment of earnings and has to pay £240 per month - a lot i know but as yours is only £8000 you can offer to pay, say £30 per month and there is not a damn thing they can do because you are making the effort. just pay something - anything - they can`t touch you. dont worry yourselves any further and enjoy your weekend. please don`t worry - they just want to scare you.
2007-03-17 05:08:44 · answer #8 · answered by Spurs17 4 · 0⤊ 1⤋
If your new husband has run up this amount of debt and refused all past attempts by the CSA to get him to acknowledge his obligations to his other family, then frankly what on earth are you doing with him. He'll do the same to you.
2007-03-17 05:06:11 · answer #9 · answered by Anonymous · 2⤊ 1⤋
your husband does not have to pay for another mans child, he needs to appeal and go to the tribunal hearing and state his case, i was married then divorced then married again and had another child, my ex realised he was paying for my 2 children and appealed and won
2007-03-17 05:15:34 · answer #10 · answered by angie 5 · 0⤊ 1⤋