Debt collectors are sending letters to my address concerning someone who stayed at my house for a short while?

Question

I did not give this person permission to us my address.
It was 6 years ago but they are still chasing.
Could I be liable.

Thanks for your answers - it's funny how most of you were wrong in assuming that the person in question was male.

Well some did.

Answer 1

NO ~ not if it isn't your debt. Simply put "return to sender-not at this address" on the envelope and mail them back!!!!

Answer 2

You are not liable if the debts are not yours....Return these debt letters by writing on the front .This person no longer lives at this address.Do this on every letter for this person..soon the debt people will get the message..sometimes they send a person to the address to see if the person is still there...They may be disguised as sales reps asking if "so & so" lives there.So if you are the person they seek..Don't say "yes it's me you want.".

Answer 3

Your address was his for a short while, whether or not you gave him permission to use it, BUT you are not liable for any debts that he incurred on his own.
Tell them that he does not live there anymore, you may have to do this more than once. If you know where he is now, give them the new address and hopefully they will stop calling.

Answer 4

As an "ex" debt collector of 25 years (now retired) I state quite categorically that the only answer correct is that of "Nosdda"

Be very careful. Your danger is getting not your name on a blacklist but your ADDRESS.

You do have a right under the Data Protection Act to check out any data-base kept for "wrong" information but you will have a hell of a job finding the bloody things in the first place to do the checking on.

Answer 5

Unless you signed as a "Co-Signer" you are not liable for nothing!. If the creditor insists upon hounding and Harassing you over the phone, contact your local Collector Abuse hot-line. If the address Is, in fact, a private address of yours and authorization was not given for her to receive mail at your address, you must contact the Post Office in your area and report the creditor to the "Post Master General", I Promise you THEY can put a stop to the harassment.
GOD BLESS/GOOD LUCK!!

Answer 6

first thing you need to do is get in touch with the debt collectors and tell them that the person in question was only with you for a short time and that you no longer wish to rec eve letters from them as you do not know where they are
(i presume you don't) if you do then you need to tell them
then you need to make some phone calls in case your house has been black listed because if it has this will stop you from getting any credit yourself

Answer 7

nope, you can never be liable. These things apply only to the person, not the address. If bailiffs or anyone else turns up dont even open the door talk to them through the letterbox or a small window to prevent them pushing in

Answer 8

No, the debt is not in your name so you are not responsible in any way.
It is illegal for the debt collectors to discuss debts to anyone but the debtor.
Just send the unopened letters back to the debt collectors marked 'not known at this address'.
If they continue to send letters then take them to court for harassment and undue stress.

Answer 9

You should get in touch with this company because your address could be blacklisted by this debt collecting company, and this information is given to other companies all over Britain. Then you will find it very difficult if not impossible to get credit anywhere.

Answer 10

Unless you signed something taking responsibility for the debt, you have nothing to worry about. You could notify the creditor that the debtor no longer lives there.

Answer 11

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