Re: State Farm Insurance
My car was involved in an accident and the passenger front corner was damaged. I took photos with my cellphone at the scene, which I still have. The bodyshop work order listed LOTS of parts and labor that was not damaged in the accident. What do I do? Do I report this to the police or do I need a lawyer? The bodyshop made a mess of our car!
2007-03-16 04:08:05 · 6 answers · asked by muffinabundant 3 in Cars & Transportation ➔ Insurance & Registration
The ins. co. said that they had an adjuster look at the damage. How could this not be ins. co. fraud if the ins. adjuster OK'd the unnecessary work?
2007-03-16 04:37:31 · update #1
It's not insurance company fraud. Sounds like the body shop is ripping them, and ultimately, you off. Did you pick the shop, or is it a recommended shop by the insurance?
Anyway, contact your insurance agent with your concerns, and insist it be fixed right if it isn't. No, you don't need an attorney.
If it seems like the insurance agent is not concerned, then you might contact the state insurance commission also.
2007-03-16 04:27:43 · answer #1 · answered by oklatom 7 · 0⤊ 2⤋
What do you mean the bodyshop made a mess of your car. Is it fixed or not?
And what do you care what the shop listed. Don't you think that if this were true the insurance company wouldn't question the shop, as well as yourself, about the damages? C'mon....OF COURSE they would.....do you think the insurance company is stupid? They have people in their office who know about vehicle repairs, the majority of which used to be body shop owners.
Believe you me, no insurance company is going to pay for repairs that are not related to the accident, nor are they going to pay excessive labor rates when the shop next door will do the same work for less.
I can appreciate your concern but it's not warranted. Without seeing the estimate or the photos, I can't tell you what is & isn't related, but what I can tell you is often times other parts that may not look damaged to you need to be included so the repairs are properly done & the paint is properly blended.
2007-03-16 20:42:29 · answer #2 · answered by bundysmom 6 · 0⤊ 0⤋
I see this a lot, it is the hidden things that raise the original quote. I hope the garage was one certified by the ins company. all they do is send their adjuster and unless he is getting a kickback from the shop then his word is gospel.
Call your agent and tell him what you suspect. He will look at the damage report and follow up.
You may be onto something but be sure the other things aren't items the adjuster found while looking at everything. The little things that need replacement aren't always caught by the camera.
I have a Pontiac GP that was in a rear ender and moved forward and bumped the car in front. The hood is being replaced and the owner said I was ripping him off. I informed him I am just replacing what the Ins. company dictates, the hood is buckled just a little in the middle and really is hard to see. so he thinks he is being ripped off....
2007-03-16 05:16:05 · answer #3 · answered by Uncle Red 6 · 0⤊ 1⤋
contact the insurance company and they will sue the bodyshop. after that,insurance will notify the government and they will take their business license away. SAVE the receipts for the insurance and government agents
2007-03-16 04:14:16 · answer #4 · answered by LEXUSRY 5 · 0⤊ 0⤋
Too long and TMI. the lady instructed you which you signed up on line. it rather is the subject to hand. the entire letter is approximately your place of work, which rather has no longer something to do with something. particular, point out you have 'authentic coverage' and use it, yet sentence after sentence approximately your artwork, yor supervisor and each little thing else isn't needed.
2016-10-18 12:53:24 · answer #5 · answered by fugere 4 · 0⤊ 0⤋
why is this the insurance companys fault?
2007-03-16 04:11:22 · answer #6 · answered by slipperypickle 3 · 0⤊ 0⤋