I subscribe to truecredit.com and with the scores from a recent report, I went looking for a car loan. However, after the car people pulled my report, my score was actually lower than reported on all three credit bureaus. How accurate is truecredit?
2007-03-15 13:18:06 · 4 answers · asked by Texas-Cutie 2 in Business & Finance ➔ Credit
Do they use VantageScore? That will ALWAYS be higher than your FICO score. To find the equivalent, multiply the VantageScore by .86 (top VantageScore is 990, top FICO is 850, so 850/990 = .86)
Other than that, some car lenders will weigh certain information differently than the standard FICO score. Ask them where they pulled your score and purchase your FICO score from that bureau or go to myfico.com to get the accurate numbers.
I hope this helps!
2007-03-15 13:37:20 · answer #1 · answered by Anonymous · 1⤊ 0⤋
I agree with Sarah, if you want your "true" scores get them from myfico.
Any other source you use to pull your scores, even from the credit reporting agencies, are not true scores.
I use Truecredit myself, for monitoring my reports - it is a TransUnion product. TC scores can be off (high/low) by a few points to over 100 points.
2007-03-15 21:19:09 · answer #2 · answered by echo 7 · 0⤊ 0⤋
I,m sorry but I never heard of them it might be a scam becareful check them out before getting a loan from them I wish you all the best Good Luck
2007-03-15 20:58:19 · answer #3 · answered by pattibcacl 6 · 0⤊ 0⤋
i dunno, i know what u mean cuz i had the same problem.. i subscribe to the same site, and same deal.. so not sure.. i know answere probably doesnt help much but it happend to me too..
2007-03-16 03:12:42 · answer #4 · answered by Anonymous · 0⤊ 0⤋