That is, if a key to an auto is stolen should the replacement of that key be covered under that autos' Comprehensive coverage? Why or why not?
2007-03-15 11:49:24 · 7 answers · asked by ♥aMiGoSoZa♥ 3 in Cars & Transportation ➔ Insurance & Registration
No, because you just could have lost it.
2007-03-15 11:52:25 · answer #1 · answered by Anonymous · 1⤊ 0⤋
Most key loses are not covered by your auto insurance but surprisingly enough, it may be covered under your household insurance or even under a new car warranty. Check it out! Most new vehicle keys have a microchip embedded in the keys to prevent illegal duplications of that key. You will need to know the key code when you go to your dealership to have a new key cut. This information should have been provided to you when you purchased the auto.
2007-03-15 12:35:40 · answer #2 · answered by The Hiker 3 · 0⤊ 2⤋
You want to pay your deductible for a key? You know what, the key is not part of the car, it is a necessity to make the car run, of course, but, it is not more a part of the car than you are, because it does not stay with the car. Insurance could cover everything, but, that would make it prohibitively expensive for everybody.
2007-03-15 19:25:47 · answer #3 · answered by Fred C 7 · 0⤊ 0⤋
You may have coverage for the stolen key under your comp coverage, but it would be subject to your ded. As for the response below on it being covered under your home owners, that is not true. Its auto related there for if there was coverage it would be under your AUTO policy not home owners.
2007-03-15 14:21:24 · answer #4 · answered by D.L. 4 · 0⤊ 0⤋
nope. Why in God's name would you want to have your insurance increase just because you need to have a key made for about $100 to $150?
2007-03-15 11:56:29 · answer #5 · answered by Pandora 7 · 0⤊ 0⤋
Nice try -- but insurance is NOT going to buy you another key because you lost it.
2007-03-15 15:00:46 · answer #6 · answered by Anonymous · 3⤊ 0⤋
my car was in a repair shop for brakes and struts. the repair shop was test driving my car when another car rear ended my car and tootled my car. since the repair shop was in possession of my car when he was hit. how do i recover the cost i owe for the brake and strut repair? can i hold the repair shop responsible even thoe through no fault of his own another car hit my car from behind while my car, driven by the shop was at a stop light when hit???? help!!!
joe divincenzo
baseballplayer1942@yahoo.com
2007-03-15 12:25:54 · answer #7 · answered by Joe D 1 · 0⤊ 0⤋