the bank and company refused to discuss the matter with my wife as it was not her card. The prison had notified both of my circumstances but they both deny this fact and when i was released early on good behaviotr after 9 months iowed over 3 thousnd pounds over 1800 was interest charges.
my wife was told just to keep paying the minimum requested and not to worry they would sort it out with me when i came outi am glad i was not in there the full 2and a half years god knows what iwould have owed after that amount of time.
2007-03-15 11:25:31 · 8 answers · asked by rab c m 1 in Business & Finance ➔ Credit
Oh dear, i'm so sorry, is this like adding insult to injury or what?
The credit card company can't say that they were not advised of your circumstances - they record everything nowadays!
I afraid you are liable though as you have an agreement with them.
My advice would be to balance transfer to a new card that won't charge you interest for a year or whatever (this will give you a chance to pay off some of the balance). Have a look at the tv ads and see which is best at the moment.
The new card i got (hsbc) is interest free on balance tranfers up until April 2008.
Best of Luck. x.
2007-03-15 21:18:34 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I am not sure on that one. My ex worked in law enforcement and he told me once that if you spend longer than 6 months in jail then your debts are wiped out. Don't know if that is true here in the US or not--never had to worry about it yet.
I would contact a lawyer about it. It would make sense that you would be liable for the interest charges but I am sure there can be exceptions made for such cases.
2007-03-15 11:33:19 · answer #2 · answered by intewonfan 5 · 0⤊ 1⤋
If they accepted minimum payments from your wife, they would have accepted larger payments. If she didn't have the money because YOU were in jail, that's your fault. The credit card company isn't responsible for whatever sent you to prison. I don't actually care what the legal answer to your question is.
2007-03-15 12:33:11 · answer #3 · answered by STEVEN F 7 · 1⤊ 1⤋
I'm afraid your still liable mate. it's a kick in the balls after being a good boy inside to come out to that kind of bill though?
2007-03-15 11:34:45 · answer #4 · answered by samfisher 2 · 1⤊ 1⤋
That sucks man, I'm sorry to hear that soon as you get out another problem. You are liable though no way out of it, sorry.
2007-03-15 11:35:03 · answer #5 · answered by Jason 3 · 0⤊ 1⤋
If you ask me you should be paying for your time in prison,why should tax payers pick up your tab you have lived rent free for months when the rest of us have been struggling paying bills then you come out and want your debts wiped ,come on wake up lad, Be a man and pay it like the rest of us do, join reality friend ????
2007-03-15 11:33:56 · answer #6 · answered by ? 7 · 1⤊ 4⤋
I REALLY DON'T KNOW THE ANSWER TO THIS QUESTION, BUT I HOPE SO, BECAUSE I MIGHT HAVE TO GET MY HAND DOWN AND SUPPORT YOU, AS I DID WHEN YOU WENT TO PRISON.
2007-03-15 11:36:38 · answer #7 · answered by Anonymous · 0⤊ 1⤋
shoudlnt there be a pause in the payments and debt till you come out?
2007-03-15 11:36:35 · answer #8 · answered by dozgal 1 · 0⤊ 2⤋