can anyone recommend a loan for no or bad credit, I dont want a debt consolidation service, they screwed me over. I dont own a home, and my car is paid off and in someone else's name. A loan for no more than 5,000. Please help!
2007-03-15 06:16:26 · 5 answers · asked by sassy2sloppy 2 in Business & Finance ➔ Credit
Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-consolidation.htm
if it helps kindly remember me in your voting!.. cheers!
2007-03-15 20:37:03 · answer #1 · answered by gabriel jones 4 · 0⤊ 0⤋
Your ability to secure a loan in that amount is going to depend on two factors primarily:
1. Your Income
2. Purpose of the loan
With bad credit your options are limited. You may find it easier to get an auto or a student loan, but not a credit card or personal loan. The best thing to do is to look into strategies for consolidating your debt through budgeting before you take on more. I think it will make it lot easier for you if you can demonstrate to a lender that your current cash flow is healthy, and you are on the way towards correcting the mistakes you've made in the past. This is really the only real method of overcoming a poor credit history.
2007-03-15 06:29:37 · answer #2 · answered by mikie79 2 · 0⤊ 0⤋
"If you are worried about your poor credit history then you will not get any credit. There are many lenders who provide loans to people whose credit record is bad, but at a higher interest rate. You can get bad credit loans from some lenders quickly and easily.
Before you apply for a bad credit loan, there are some points you should first take into account. The only eligibility for the bad credit loan is poor credit history. To increase your credit score, ensure that the details of your loans are sent to major credit bureaus. "
2007-03-18 22:35:09 · answer #3 · answered by stone m 2 · 0⤊ 0⤋
You are able to instanly find a payday loan as much as $1000 by using site: http://loans.servermatrix.org I got the payday loan even though I have a very awful credit history.
2014-07-18 01:32:14 · answer #4 · answered by Anonymous · 0⤊ 0⤋
For a small loan try prosper.com - great place and you prob. won't find better rates anywhere.
If you need money asap try the company below - they can help if you need it, but probably aren't the ideal solution.
2007-03-18 06:14:36 · answer #5 · answered by brettR 2 · 0⤊ 0⤋
sure great resource for that
http://snipurl.com/1blap
2007-03-15 07:08:03 · answer #6 · answered by Anonymous · 0⤊ 1⤋
try http://www.igotmymoney.com
good luck
2007-03-15 12:20:13 · answer #7 · answered by Anonymous · 0⤊ 0⤋