once you are approved, you dont really have a credit card til its activated, right?

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once you are approved, you dont really have a credit card til its activated, right?

2007-03-15 05:18:54 · 2 answers · asked by Anonymous in Business & Finance ➔ Credit

2 answers

Unless you cancel the card - the creditor will consider. and treat, the account as accepted.

If the card comes with any fees and you fail to pay them, even though you never activated the card, they will place a negative mark on your credit and possibly turn it over to collections.

2007-03-15 11:32:08 · answer #1 · answered by echo 7 · 0⤊ 0⤋

You have a listing for the credit account on your credit report within 30 days of the account being approved, whether or not you actually activate the card.

2007-03-15 12:23:12 · answer #2 · answered by peache68 3 · 0⤊ 0⤋