Should I move in with my boyfriend?

Question

My boyfriend and I have been dating for almost 2 years. We've decided that come November 2007 we would like to move in together. He owns his home - and has lived in it since January of 2005. I believe his parents may have helped with the downpayment of the house. Currently he rents out two rooms (1 upstairs and the basement to two of his friends). They are great guys and we all get along well. They pay about $450 rent plus about $20 for the internet/cable. So here's my question, he wants me to pay rent. I don't have a problem with that, I'm not a gold digger, but what do you think an acceptable amount of rent a month is? $400? (that's what i currently pay). Also, do you see a problem with me essentially paying off his mortgage? Or should I wait to move in with him until he wants to add me to his mortgage.

Any thoughts or help would be appreciated

Answer 1

Why don't you ask him what he thinks would be a fair amount for you to pay?

You're going to be a tenant in HIS home .... just as his room mates are so you are paying for your stay there. It doesn't matter what the money goes to because you are paying for your living space while you live with him.

If it is HIS house i do not think that he'll be too keen on the idea of putting you on the mortgage, but you can ask him. The way I see it is he's been paying for the house up until now ... it's his & he's apparently happy with his investment. I don't think he'd want to just put you on the mortgage as 50% owner when you haven't put any money into the home at all.

Maybe after you move in with him, contribute money to the mortgage & work on your relationship & determine if you're serious about each other enough to get married THEN you can talk about putting your name on the mortgage, but right now I think that putting your name on the mortgage of HIS house may make him think that you want something that doesn't belong to you. I'd say give that one some time before you consider asking him to put your name on it.

p.s. if he asks you to pay rent, i do not believe that means he can't stand on his own 2 feet. it just means that he wants you to contribute to the expenses. There's nothing wrong with that. If you were married & you lived with him & you both had jobs you would be paying anyway so what's the big deal?

Answer 2

i don't think you should pay as much as the roommates do, since you'll be his live-in gf, not a roommate. and u should never expect him to put u on the mtg. you're not married & this would make it really messy if u guys broke up. it'd be pretty stupid of him to do that actually. also, just b/c he owns the house doesn't mean you shouldn't help contribute. he's letting you & his friends live in HIS home, regardless of whether his parents helped with the down payment (lots of parents do that...doesn't mean he's a bum or anything or that he doesn't really own it). however much he wants to charge is his business. i doubt u would let anyone live in your house for free. but if all the payments combined will help him pay off his mtg, i'd probably make sure you pay just enough so that he still has to pay something. like maybe pay $250/month instead of $400. u should definately help him a little. u don't want to be a free loader.

Answer 3

First depanding on how old you are you I see one of two things going down; if you are under the age of 18 than you need to first find out how it is to live on own. But if you are older then that then I see a huge problem if he is your boyfriend and you think that his parents helped on the downpayment that should tell you something. And if he has you paying rent then that means that he can't stand on his own two feet, and to be honest i don't think you should move in with him. I mean I'm not trying to tell you to break up with him I'm just saying that maybe you should wait until you be sure that he can handle himself.
Good luck sweety

Answer 4

I think you should be paying rent, but 1/2 as much as the roommates do since you'll be sharing a room.

Answer 5

$1500 isn't countless money. reckoning on the place you progression, that would in basic terms final you 2 a pair of month. you may evaluate nutrition expenses, toilettries, cable, laundry expenses, cyber web, and so on. there are such countless extras that seem to "arise" once you progression out and stay on your guy or woman.... I moved out on my own for one million 3 hundred and sixty 5 days back whilst i replaced into 19 - huge mistake! i might have had plenty additional funds and such countless much less concerns. i think of you and your bf could be sensible and circulate out mutually as quickly as you're in a secure economic state and/or married. because of the fact in case you 2 have been sensible, you may understand that moving out at age 18 had no reward. noticeably in case you sign a hire, you ought to hazard messing up your credit in case you are able to no longer pay your hire on time... that's some thing you will certainly remorseful approximately! i'm no longer asserting it is thoroughly stupid - it in basic terms replaced into for me because of the fact it ended up no longer being well worth it in any respect. i will have lived at domicile for loose. i might stay at domicile as long as you are able to!

Answer 6

Pay rent? I can see contributing, but having him as a landlord night hurt your relationship, right?

Answer 7

He seems practical but I don't think he has the same feelings for you as you do for him. You and he could share his bedroom and he could still rent out the rooms.

Answer 8

well no smart man will add a girlfriend to his mortage. cause ur not his wife. second whenever i have lived with a gf we split the bills. when i was married the money was all put in one account and the bills went out. so there is ur explanation.

Answer 9

You should all divide the payment and pay an equal amount, since he has roommates and all.

Answer 10

You said it...he is your bf,not yur husband.He shouldnt make ypu pay for the mortgage.. and,i think you should give yourself more time with him,well.......also depending on eachothers feelings..