IM IN CHEX SYSTEMS FOR THE LAST YEAR, CAN SOMEONE PLEASE TELL ME A BANK THAT I COULD GET
2007-03-15 03:33:23 · 6 answers · asked by Anonymous in Business & Finance ➔ Credit
If you're in ChexSystems, then it's likely that the major banks may have an issue. Accountnow is the perfect alternative to a checking account. You can have your checks direct deposited, pay bills online, and get a debit card just like the banks do. The best part about is that your 100% guaranteed.
2007-03-15 06:03:22 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I would try Citibank. I have used them before. I would stay away from BofA though--that bank if bad news! You would be paying fees for stupid crap there.
Net Bank should be okay too. I have heard good things about them.
Google search Chex Systems and in the search you will find a site that has a list of banks that will overlook chexsystems.
I am not sure where you are located at but my bank now is wonderful and did not look at chexsystems. In the Myrtle Beach, SC area it is Coastal Federal (www.coastalfederal.com).
There are banks out there--just don't fall for the ones that will charge a fee because you can find ones that will not charge a fee.
2007-03-15 10:48:45 · answer #2 · answered by intewonfan 5 · 0⤊ 0⤋
Republic Bank and Trust. They will accept you even if you are in the chex system under the Honor Plus account. It costs 12.95/mo if you have direct deposit and 19.95/mo without direct deposit. For the first 6 months, you will be allowed only a master card check card (as opposed to regular checks). After the first 6 months, you can use checks. After 12 months in the program, your account goes to totally free checking (i.e., it becomes a regular checking account and the fees stop as long as you haven't had too many overdrafts). It's basically like a rehabilitation program. You will have to check the internet for locations www.republicbank.com because there aren't that many outside of kentukcy.
2007-03-15 10:40:37 · answer #3 · answered by Heather Mac 6 · 0⤊ 0⤋
I had the same problem and I went to Bank Of America. They opened an account for me and didn't even check chex systems.
2007-03-15 10:37:02 · answer #4 · answered by **Sarah** 2 · 1⤊ 0⤋
can you save a bit of money and just pay checksytems off?
Income tax is coming and you could use that money to pay the debt.
Then you can bank anywhere you want...after all, the bank fees that some of the banks will charge you will probably equal what you owe ...meaning if you owe a bank that listed you on chexsystems 120 bucks. If you pay 12 bucks a month to have a bank account, why not just pay the debt and have free checking?!.
2007-03-15 11:44:40 · answer #5 · answered by kissmymiddlefinger 5 · 0⤊ 0⤋
US Bank will give you a checking account if your on the chex system.
2007-03-15 10:40:23 · answer #6 · answered by Anonymous · 0⤊ 0⤋