What do you do?
2007-03-14 15:38:51 · 13 answers · asked by rottenboy57 1 in Health ➔ Other - Health
You do it the good old fashioned way. You pay cash.
2007-03-14 15:56:02 · answer #1 · answered by Lisa A 7 · 0⤊ 0⤋
If you are in a gap in health insurance, I would recommend that you purchase a temporary or supplemental major medical policy from your local insurance agent. That way you will be covered for anything major that may happen to you (i.e. car accident, accidentally severed hand).
All jokes aside, one should really always have some medical coverage. I realize it can be expensive to purchase a policy even just to cover major expenses, but unexpected medical bills (for the uninsured) are one of the leading causes of bankruptcy.
While it is not as important as feeding yourself, it will be important if you plan to continue to do so if something terrible were to happen.
If your current employer does not offer these benefits, and you have a family, consider another employer. Post Haste.
Just came off of a gap in insurance. I purchased a supplemental policy from my insurance agent (the same one who carries my car insurance). The reason I purchased it is this: Sure, it costs $700 now for six months, but if my wife were to get into a car accident during that time, I'll be glad I have insurance that will pay the other $50,000 in medical bills so I don't have to.
In the meantime, you can pay for regular doctor visits and prescription drugs out-of-pocket. It is expensive, but will be better in the long run to continue getting healthcare.
If you do need to see a doctor about a pressing issue, you may try a teaching hospital or perhaps a free clinic. Some charity providers (like United Way) may offer such services at low or no cost if you qualify.
2007-03-14 15:57:21 · answer #2 · answered by hcps_boxer 3 · 0⤊ 0⤋
I am retired on Medicare but I have no dental insurance. I cannot afford to go to a dentist. I have one molar broken off to the gum and a cavity in another tooth but I'll have to live with it. After having worked hard my whole life, it's not a good feeling. It's hard to not feel some bitterness when people who are in the states illegally get government benefits.
2007-03-14 16:14:53 · answer #3 · answered by missingora 7 · 0⤊ 0⤋
Seek help through a community dental program or university, a lot of times through the university, you may just have to pay for the supplies and the will do the work free.
2007-03-14 15:42:59 · answer #4 · answered by 5-Stars 3 · 0⤊ 0⤋
Get health insurance before you feed yourself.
Dont ever be without it,,,,,,ever....
Dental insurance can be costly and too expensive..pay as you go or go to a dental school and be a guinea pig for free...it works...
2007-03-14 15:42:32 · answer #5 · answered by momhee 2 · 1⤊ 1⤋
I have a great plan for $11.95 a month that covers up to 80% off of your bill. A visit is only $14. www.mybenefitsplus.com/ewarner
2007-03-18 15:27:38 · answer #6 · answered by Elaine W 3 · 0⤊ 0⤋
first off it depends on what type of income you have...do you work or are you on ssi...if you have a very low income you can get medicaid...if you make to much money to get help, you can ask the urgent care clinic for the rate for the uninsured..some states have this....but you can go the the social services department in your county and they can also advice you...most places will let you make payments if you talk to them about your problem.....
2007-03-14 15:46:19 · answer #7 · answered by cat-cat 2 · 0⤊ 0⤋
There is a clinic here where I live that takes patients based on your income but the minimum payment is $40.00
2007-03-14 15:41:34 · answer #8 · answered by ? 5 · 0⤊ 0⤋
I have discount benefits through Ameriplan - it did just save me 20 bucks on my prescription
good luck!
2007-03-14 15:44:39 · answer #9 · answered by tirebiter 6 · 0⤊ 0⤋
Pay cash for regular office visits and pray to God that there's nothing ever seriously wrong with me!!!
2007-03-14 15:41:49 · answer #10 · answered by Anonymous · 0⤊ 0⤋