what are my right, when the bank repossess my truck?

Answer 1

You have the right to keep paying, long after it's gone.

Answer 2

You have 30 days to come up with the money or they can sell the truck and you wll owe the difference between your proncipal and interest and fees associated with the repo less the amount they can sell the truck for at auction.

Answer 3

you have none. Anything added to the vehicle is theirs. Custom wheels, Crate engines, stereos, it now belongs to them. If you have a plasma tv in your trunk, that you havent brought into your home, its theirs as well.
Sometimes, if you know your car is going to be reposssessed, and you work with your bank to make it easy on them, they will usually allow you to take off the modifications you did, as long as you put back what what you modified: ie-wheels- stereos.
Ive heard of people that went to the bank after their car was repod, and the bank called the towing company and allowed them to get their things back.
But, if youve been ignoring them, if youve tried deceiving them, they know, and they wont be so nice too you.
Also, dont be a dick about it. Dont destroy the vehicle to get your stuff out... if you have a custom stereo you want out, imagine the truck is still yours, and dont cut out the stereo with a chainsaw. If you have custom diamond plate on the bed, dont rip it off, take the time to uninstall it, so you can at least sell it on ebay.
Remember, its not their fault. They tried helping YOU.

Answer 4

unless you pay, you have no rights. the bank will sell your truck to make up the difference. the rest goes on your credit score

Answer 5

It was in your loan agreement with the bank that you signed.
You owe,you owe, or the truck is theirs you know.