what are the best credit cards to apply for when trying to repair your credit?

Answer 1

Orchard, HSBC, Hooters MasterCard, Chevron/Texaco are a few.
Stay away from Premier, Aspire, Centennial - those cards are loaded with high fees

Answer 2

If you are trying to rebuild credit, getting a bad credit credit card is a good way to start the process. Regardless of your credit, today there are plenty of bad credit credit card companies willing to set up a new account for you. The trick will be to make sure you aren’t being really overcharged on fees, penalties, interest rates and more as these cards can be expensive. Don’t just take the first card offered to you, read below to see how to compare bad credit credit cards and choose the best deal.

Some lenders rely on the fact that you may have very bad credit, and that you don’t believe you can get a regular credit card. They charge all kinds of outrageous fees, as much as $200 on your first statement, simply to open the account. Bad credit credit card companies will charge fees such as a high annual fee, a one-time application fee, a monthly fee, and on top of everything will also charge you a high rate of interest in excess of 10% for example.

If you know where to look for a card, you can find a good deal even if you currently have a serious credit problem. Most card companies will look at your credit rating, and your income, but for bad credit credit cards, the most important factor will likely be your income. If you can demonstrate that you have the money to pay the card each month, the lender is more likely to give you a card.

If your credit history is bad and you also don’t have the income to support a new credit card approval, you can apply for a guaranteed, or secured credit card. These cards require that you put down a deposit in the amount of the credit line you request – usually about $300. The bank keeps your cash on hand in case you fail to repay the balance, in which case they will just keep your deposit. However if you can demonstrate a good credit history, it is possible that you will be able to move up to an unsecured card at some point.
Apply online for a best credit card and repair your credit at: http://www.credit-card-forums.com/Secured.html

Answer 3

Orchard Bank
Premier Credit Card

Answer 4

have faith it or no longer, initially, your score will shrink once you first get the small credit card -- safeguard or universal. i recognize. i attempted it. that's a capture 22. Your score would not circulate because of the fact there is not any interest. yet, interest will first negatively impact your score. AND, if the credit card enterprise would not report on a well timed foundation, your score nonetheless won't circulate. Write in and function each and all the paid-off damaging products deleted. that will strengthen the "credit image". Have your down charge waiting, a soft interest historic previous, and a few money in mark downs. which will make you a good loan loan candidate. A sparkling credit record for a era of two years is greater effective than one with fluctuating interest and credit inquires for strains of credit. Use a economic employer debit/verify card with a economic employer of your determination while you're merely making small purchases. save it balanced and no overdrafts. while waiting, stick to on your `abode' economic employer for a loan. That way you have already got a historic previous of an account and a dating with them.

Answer 5

If you're trying to repair your credit, there are a variety of options to assist you. Many credit card issuers offer credit cards designed to rebuild / repair your credit. You can find a complete list of these offers here:

http://www.asapcreditcard.com/unsecured-offers.html

While these credit cards tend to have higher interest rates (and some additional fees) when compared to standard credit cards, they'll help you prove your creditworthiness and improve your credit score. Eventually, you'll be able to apply for better offers with lower APR's and less fees.

Hope this helps. GOOD LUCK!

Answer 6

NONE. Credit cards are best for BUILDING credit, not repairing it. Most of the time, you wind up owing more bills by going this route. Repair your credit as it is, and don't get a credit card until your debt slate is clean.

Answer 7

try getting a secured credit card, most local banks should have them. its a card where u open a savings account for a certain amount and they give u a credit card with that line of credit, its a safe and easy way to rebuild ur credit.

Answer 8

NONE credit cards are just trouble try going to a furniture store and buying something put a down payment and make payments for a least a year.This has really helped my credit.

Answer 9

"Apply for a rewards credit card. Reward credit cards reward you when you spend on the credit card. Normally, you can collect rewards through 3 ways.

* It involves earning cash back on the card, it depends on the amount you spend.
* Next one involves giving points to the customers. They can be redeemed for gifts like cosmetics, shoes, water heater, mobiles and other goodies which the credit card company offers.
* The last method of reward is providing airmiles. Airmiles are highly popular reward, as many customers like to redeem them for free flights or flight upgrades. Whatever type of reward credit card you opt for, carefully note the amount or rate at which rewards will accrue and also read carefully other terms and conditions.
"

Answer 10

There are no "good" cards to repair your credit with. You're going to get hit with lots of fees.