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Example, one mortgage broker said the score was 631. A day or two before I pulled it and all the agancies reported in the 580s.

2007-03-14 10:42:17 · 4 answers · asked by PlasticTrees 2 in Business & Finance Credit

And prosper.com said it I was a credit grade C which was between 640-680.

2007-03-14 10:43:00 · update #1

4 answers

Prosper uses ScoreEx which is totally different than FICO scores. (and generally not widely used by creditors)

If you are pulling your scores from each credit reporting agency, they are not true FICO scores either.

The only place to get your true scores if from FICO itself.

2007-03-14 10:52:28 · answer #1 · answered by echo 7 · 1 0

it's a sales gimic to have an excues to denie you a loan, bring a coppy of your credit score to the person(s) who will check you credit

2007-03-14 17:46:40 · answer #2 · answered by Anonymous · 0 1

When you have it pulled frequently it goes down everytime they pull it it drops.

2007-03-14 17:45:24 · answer #3 · answered by Mary O 6 · 0 1

the more creditors that check it, the lower it gets

2007-03-14 17:44:59 · answer #4 · answered by sushishishi 5 · 0 1

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