How much financial aid should I get with a EFC of 3095 my tuition is $18,000?

Answer 1

(Keep in mind that this is just an estimate; there's a lot more than goes into a financial aid package than I can determine based on those two numbers).

If you are a full time, first-time undergraduate student with an EFC of $3095 and a COA of at least $18,000, you should receive a Pell Grant of $1,260, and a Subdisized Stafford Loan of $3,500. If you are an independent student (officially, as determined by your FAFSA), you can receive an additional $4,000 in Unsub Stafford Loan funding. These are the only "definites" I can tell you.

If your school has an allocation of Campus-Based Aid, you might also be eligible for a Perkins Loan and an SEO Grant. The maximum undergraduate award for both of these funds is $4,000 but most schools will offer substantially less (perhaps 1/2 the maximum). Schools with Campus-Based Aid may also have Federal Work-Study funding to give you. The amounts of this funding will vary widely from a couple hundred to a few thousand.

Many schools offer their own institutional funding, but the criteria for this funding vary so widely (from $0 to full tuition) that I can't even speculate as to how much your school can provide. Some of these awards might not be need-based, either.

It's important to know what, just because your costs are $18K and your EFC is $3K, you may be required to pay more. An "EFC" is simply an estimate of a student's ability to pay for college. It should not and cannot be seen as "the amount that financial aid will not cover." Some schools will not be able to meet your full need (i.e. the difference between your costs and your EFC).

Answer 2

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