Problem with recently purchased car?

Question

My brother recently purchased a Ford focus from a private dealer in Stockton.He has now had someone from a finance company ringing him to say there is an amount owed on the vehicle. He has been back in touch with the seller who has told him he got it from an auction and it was clear of finance at that point. What steps would my brother now have to take to clear this problem up

Answer 1

The dealer MUST ensure the car was finance clear before selling.

Contact the finance company and tell them who he bought it from and on what date. Hopefully you have your reciept, get them to contact you through the mail and send them a copy of the receipt.

The finance company cannot take the car back, the law changed recently and if it iwas bought in good faith with no knowledge of it having finance owing then its up to the finance company to chase the person who financed the car for payment.

Answer 2

Really nasty, Check the amount first. Some times it can be a matter of just a few pence but they can not clear the car until receiving it. But other wise you need to look in to taking the car back for your money back. I would talk to citizens advice if the selling dealer is not prepared to settle the out standing amount.

Answer 3

Do an HPI check on the car; if there is still finance outstanding it will show on there. If the car is still subject to hp it's not the seller's to sell, it's owned by the finance company, no matter what's shown as the registered keeper.

Answer 4

If the seller can be proved to be in trade your brother gains good title to the vehicle and is entitled to 'Quiet possession'. If the seller regularly sells vehicles, even if from home, he will be regarded as a trader. Then he will be the one who is liable, unless he can find the culprit further up the chain.

Answer 5

If he has the title to the car, it's not his problem. If he bought a car and hasn't gotten the title yet, he needs to go back to the dealer and GET the title; if he can't provide, then he better talk to an atty or law enforcement as odds are he's been taken.

Answer 6

in specific circumstances i think of those adult men have no clue who answer those issues. ninety% of the dealerships accessible, while they do contracts have what's noted as a conditional sales settlement. in different words, they base the settlement on what they suspect which could get. lots of the time they get it, in basic terms approximately 3-5% of the time they dont. while they dont, there are 2 concepts. the two resign w/ a sparkling settlement assembly what the economic employer has approved, or get the vehicle decrease back. a dealership doesnt like doing the two because of the fact their purpose is to sell a motor vehicle. i by no skill opt for to call a client decrease back and "strengthen" them or tell them to deliver a motor vehicle decrease back. sure, you may return the vehicle and the dealership supply you your cash decrease back. they could desire to. yet in some dealerships contracts it additionally reads which you would be in charge for miles, and positioned on and tear in case you drove it for 2 weeks. its no longer bait and turn its merely certainty. some human beings dont have the perfect credit and thats what drives the area. if the broking doesnt opt for the vehicle decrease back then they could probable cut back what they are advertising the vehicle for thus as which you will no longer could desire to place the $500 down, yet in specific circumstances the banks themselves rather say you would be able to desire to have the shopper positioned xx right down to be sure that us to do the deal. or you have gotten signed the settlement at a 60 or seventy two month term and the economic employer could have in basic terms approved a 40 8-60 month term. the settlement you signed isn't good until the economic employer approves it and finalizes it. so the two you do it or supply the vehicle decrease back, or the sellers gets to the place the economic employer enables. back, this many times isn't some thing a broking needs to do. maximum sellers might by no skill attempt to get greater out of you or strengthen your cash w/out a valid reason. if its in basic terms for income its unlawful, and dealership dont opt for to possibility doing some thing unlawful quite in this sue happy international, and its additionally no longer properly worth it for the small quantity of income they could get out of it. all people who says in any different case has needless to say by no skill worked in a dealership.

Answer 7

private dealer??? Sounds like he didn't get clear title before selling it. Go to DMV, take all paperwork.