2007-03-13 08:28:47 · 7 answers · asked by roxie 1 in Business & Finance ➔ Credit
You may want to check where you do your banking to see if they offer a low balance credit card or a secured credit card. Secured cards are the easiest to get becuase you have to put a deposit upfront in order to secure the same amount in a line of credit. Orchard Bank has them, Bank of America has them, for a more complete list you can visit this website
(http://www.creditcards.com/bad-credit.php?a_aid=1004&a_cid=1045&a_did=1020)
But I would try to get one where you do your banking. If you don't have a bank account, then you might want to check these guys out (http://www.acountnow.net)
It's the perfect alternative to a checking account.
But once you get the card, make sure that you don't get in over your head by making small purchases that you can pay off on-time,every month. And use the card only in emergencies.
2007-03-13 09:06:02 · answer #1 · answered by Anonymous · 0⤊ 1⤋
You're local bank will offer you a credit card as long as you have a good history with them. However, because of bad credit, you will be getting a near outrageous interest rate.
You're best bet is to work on getting your credit score up. Pay off any debt, especially credit card debt, that you have now. Don't open any cards until you are on good standings with your creditors.
2007-03-13 09:32:55 · answer #2 · answered by mziemke 1 · 0⤊ 1⤋
There is a website at http://www.bad-credit-credit-card-for-people-with-bad-credit.info/ that has a list of credit card providers that issue credit cards to people with bad credit.
2007-03-13 08:40:38 · answer #3 · answered by Anonymous · 0⤊ 1⤋
Orchard bank.
2007-03-13 08:37:40 · answer #4 · answered by ? 7 · 0⤊ 0⤋
easy credit card listings
http://www.wesayes.com
2007-03-13 09:02:34 · answer #5 · answered by Anonymous · 0⤊ 2⤋
I think Orchard Bank does.
2007-03-13 08:35:54 · answer #6 · answered by aj1020 2 · 0⤊ 1⤋
www.orchardbank.com
2007-03-13 08:36:05 · answer #7 · answered by amyvnsn 5 · 0⤊ 1⤋