Every website Ive been to, is saying there free but want my card info. I dont want to be charged after 30 days or better yet not give out any payment info. I want a free credit report. Does anyone know if there is such a thing?
2007-03-13 08:19:37 · 9 answers · asked by melissa w 1 in Business & Finance ➔ Credit
Annual Credit Report.com (without the spaces).
You can get a free report from each of the three agencies once a year. You can do all at once, or one every four months (one at a time). You'll only have to pay if you want your FICO score.
2007-03-13 08:22:35 · answer #1 · answered by a heart so big 6 · 1⤊ 0⤋
Yes there you can get your credit report for free. Understand the difference between credit report and credit score. You have to pay to know your score.
2007-03-13 15:23:02 · answer #2 · answered by Charles 2 · 1⤊ 0⤋
I have had the exact same problem. I finally found Expedia where you could mail them a request for a free credit report. That was three months ago- I am thinking they are not going to reply.
2007-03-13 15:24:58 · answer #3 · answered by Anonymous · 1⤊ 1⤋
http://www.annualcreditreport.com
That's where you get the one free credit report per year that the law requires you to be able to get.
You will NOT get your scores for free though. Those you still have to pay for.
If you know any mortgage brokers though, they can probably pull your report for 1/3 the cost of buying it yourself.
2007-03-13 15:23:20 · answer #4 · answered by Yanswersmonitorsarenazis 5 · 2⤊ 0⤋
yes there is, and you are entitled to one free report, per agency (there are 3 major agencies), per year.
these are the agencies:
Equifax
P.O. Box 740241
Atlanta, GA 30374
www.equifax.com
1-800-685-1111
_______________
Experian
P.O. Box 19719
Irvine, CA 92623
www.experian.com
1-888-397-3742
_______________
TransUnion
P.O. Box 2000
Chester, PA 19022
www.transunion.com
1-800-916-8800
these are VERY helpful....
CREDIT REPORT INFO / REPAIRS
http://www.bankrate.com/brm/news/cc/20040116b1.asp
https://www.annualcreditreport.com/cra/helpfaq
http://www.bankrate.com/brm/news/forms/credit-report-error-fix.asp
http://www.bankrate.com/brm/news/bankruptcy/20070313_credit_report_stains_a1.asp
http://www.bankrate.com/brm/news/forms/credit-report-error-fix.txt
MORE FINANCIAL INFO
http://www.kiplinger.com/columns/starting/archive/2007/st0221.htm
2007-03-17 11:15:11 · answer #5 · answered by Yvette B yvetteb 6 · 0⤊ 0⤋
There is a website. Go to http://www.bad-credit-credit-card-for-people-with-bad-credit.info/annualfreecreditreport.html and it has a direct link to the FTC, this is wher you can get a honest free credit report with no catches.
2007-03-13 15:42:45 · answer #6 · answered by Anonymous · 0⤊ 2⤋
yes and you can print it out its www.annualcreditreport.com
you have to fill out alot of info to make sure its you then it pops up but you can only use it once a year.
2007-03-13 17:23:07 · answer #7 · answered by InProgress:-) 4 · 0⤊ 0⤋
I don't think so, i have a friend who signed up and as soon as she was finished called and canceled. Pretty nifty if you ask me
2007-03-13 15:23:13 · answer #8 · answered by Luis 2 · 0⤊ 0⤋
I saw on TV you can go to freecreditreport.com
2007-03-13 15:24:09 · answer #9 · answered by Al M 1 · 0⤊ 2⤋