merchant or agency that you pay will definitely delete the mark off your credit report?
Do you just have to take their word for it, or is there some way of guaranteeing they will live up to their word?
2007-03-13 08:11:20 · 3 answers · asked by Anonymous in Business & Finance ➔ Credit
Hey Echo, can you tell me which link on your profile has the pay for delete sample letter? i couldnt find it. thanks alot!
2007-03-13 14:58:13 · update #1
Like slabberd said - get it in writing.
The pay for delete letter that you send (sent certified mail return receipt) should request that they remove any and all tradelines they have placed on your files with all credit reporting agencies.
If you request (or they had offered) to pay a portion of the amount as payment in full, request that they will NOT:
continue to collect the remainder of the debt
sue for the remainder of the debt
sell, trade or return the remainder of the debt
Make them sign and return a copy of the letter
You can find pay for delete sample letters templates in some of the links in my profile
Here's the linky to one letter template for you, there is more scattered around in the credit forum, but this is a good one. Be sure to read the whole thread.
http://creditboards.com/forums/index.php?showtopic=8016&hl=delete
2007-03-13 09:37:16 · answer #1 · answered by echo 7 · 0⤊ 0⤋
This link gives you the actual form letter to be used and tells you how you must RECEIVE the contemporaneous writing from the collection agency.
Good luck!
2007-03-13 11:48:38 · answer #2 · answered by DaMan 5 · 0⤊ 0⤋
Never take their word for anything. Get it in writing before you pay.
2007-03-13 08:54:37 · answer #3 · answered by Ti 7 · 1⤊ 0⤋