how can i find out how much it will be now , I'm 23
2007-03-13 05:11:48 · 7 answers · asked by lala0022 1 in Cars & Transportation ➔ Insurance & Registration
Insurance companies cannot quote rates on factors out of the policyholder's hands like age gender nationality. It is illegal. The state's insurance department keeps up with this sort of thing. The only thing that affects your rates is your driving...i.e. claims that may have been filed against you previously, any moving violations and just about anything that a insurance company had previously paid out on your behalf. Sort of your driver's "credit score".
2007-03-13 17:11:06 · answer #1 · answered by CheleS 2 · 0⤊ 0⤋
It really depends on your driving record and what kind of car you drive. They could give you an approximate quote looking at your current record just to give you an idea. But anything can happen in 2 years and you most likely won't get the same quote when you are 25.
It's best just to know that you insurance will be lowered when you turn 25. Make sure that you call them close to your 25th birthday though. Because otherwise they probably won't notice until your renewal.
2007-03-13 07:19:24 · answer #2 · answered by Anonymous · 0⤊ 0⤋
That is not really true my husband is 28 and I'm 24 both with birthdays coming up this year and I get better rates than him. It's how long you've been driving-experience level, how many incidences you have had, and where you live-which is very important, to determine the rate that the ins co. will give you. Shop around for quotes and keep your driving record clean.
Together we pay less than $100 a month for 2 cars full coverage in the highest rated car ins state in the country.
2007-03-13 05:22:55 · answer #3 · answered by Ty 1 · 0⤊ 0⤋
Actually for many insurance companies, there is no guarantee that at 25 your insurance will go down. Actually, many insurance companies now ask when you first got your license and calculate 7 years from when you got your full license (not the provisional one) for the price rate to go down.
If you got your license at 16, then you may already be eligible for a discount. Best way to find out is to call your agent or insurance company.
2007-03-13 05:23:38 · answer #4 · answered by hsueh010 7 · 0⤊ 0⤋
i own a shop,and really there's no way to figure it right now without knowing your driving record,but its not going to be that bad unless you just started driving,if your a new driver at 23 it will be high to start with,it always is,any new driver is considered a risk until you drive for a while so you can expect to pay according to your experience or driving record,good luck i hope this helps.
2007-03-13 05:20:28 · answer #5 · answered by dodge man 7 · 1⤊ 0⤋
There are entirely too many factors to even guess at giving you an answer. Everything from your driving record to your credit rating is taken into consideration.
Easiest way to get some idea would be to contact an independent agent with your information, and ask.
2007-03-13 06:40:45 · answer #6 · answered by oklatom 7 · 0⤊ 1⤋
It will vary by state, by your driving record (# accidents, tickets, etc.), the kind of car you drive, and by the company you choose.
2007-03-13 05:23:26 · answer #7 · answered by JeffyB 7 · 0⤊ 0⤋