This perplexes me. I have used old insurance policy numbers to get my plates for my car. Yet the license branch doesn't catch on. Does anybody else do this?
2007-03-12 18:44:39 · 5 answers · asked by Amy A 2 in Cars & Transportation ➔ Insurance & Registration
who knows WHY they do what they do? i bought a new truck and didn't have an insurance card on it yet. the gal at the license bureau allowed me to transfer the title but would not sell me plates as i didn't have 'proof of insurance'. i told her i just bought the truck--she said "You have to have proof of insurance". so i go call my insurance man, he adds the truck, faxes me a letter that says i do indeed have coverage, i take the letter down to the DMV and i get a new girl. she doesn't even ask for it. i couldn't believe it. half a day wasted jumping through hoops to get something that says i have insurance on a truck i've not even owned for a whole day, because one gal at the DMV demands it. yet the second girl i got didn't even ask for it!
go figure.
2007-03-12 18:55:27 · answer #1 · answered by Anonymous · 1⤊ 0⤋
Some states verify this through an insurance database. It may gain popularity with other states soon. The same goes with patrol cars, when they run your license and insurance it will tell them if the insurance has expired or been cancelled. Some people get a policy for 6 months to get a card then cancel the policy after they get thier tags or drivers license renewed. You may get away with it for a while but in the end it is not worth it.
2007-03-13 02:31:29 · answer #2 · answered by Anonymous · 1⤊ 0⤋
When you sign the paperwork at the dmv, you are signing an affidavit that you DO Have insurance, and that you are being truthful.
They can check it if they think maybe you are lying, but you are legally bound by your signature.
If you get into an accident and do not have insurance, the fact that you lied to a government agency about your insurance will weigh against you in court.
Best to be honest AND a good citizen. Putting other people at a financial risk by your presence on the road without insurance is NOT being a good citizen.
2007-03-13 11:33:47 · answer #3 · answered by gg 7 · 0⤊ 0⤋
Why should they care? If you have a faulty insurance and end up in the court, what would the court charge them with?? because you are the one lieing, there is no fault on believe in a lie. Regardless, they are making money, aren't they? sometimes things just does not have to go as procedure written on paper, it makes things a lot easier for everyone.
By doing that, it saves them the time and paper work to work out a faulty insurance, and it save you time to run between the insurance co. for renewal and the dealership, isnt it?
2007-03-13 01:57:32 · answer #4 · answered by steak5959 3 · 0⤊ 0⤋
You better hope you don't realize what you have been doing. If they discover your lie on official documents not only will you lose your registration but probably your license. Than should you complete the courses they demand of you to get your license back they will order you maintain risk insurance (R22) policy. Only about triple what you would have usually paid. If you get stopped by the police and they request to see your insurance card and it's not up to date, they will have your car towed and you will not only have to pay to get it out but your fine will be at least $500.00 plus court costs and so on. Now if you have a accident and don't have insurance you can kiss your driving and ownership of a vehicle good by for ever. Sooner or later you will figure it out and the only person you have to blame for it is yourself... It's people like you who causes the rest of us having to buy uninsured and under insured motorist insurance. Thanks; I'll think about you every time I pay that extra $240.00 a year.
2007-03-13 02:09:11 · answer #5 · answered by denfasr 4 · 1⤊ 2⤋