Car accident no police report!!!?

Question

February the 9th I was involved in a small accident. My car started jerking as I was parking and it made me bump this lady's car n front of me. It appeared that nothing was wrong other than a scratch on her bumper and a small dent. I gave her my insurance info which she wrote down. Then I proceeded 2 call the police & she said no over 5 times & said she saw no reason to get them involved or file it on either of our insurance because it wasn't major. My mother said se would give her what she could to help on her bumper. The lady called us saying it would be a $1000! We said no way then she found another guy who said the bumper would be 500 my mother paid her half. She got mad when we wouldn't give her all of it. Now she called my insurance agent. Can she do anything over a month later with no police report? No pictures? No nothing? I am from Mississippi by the way I know the law varies.

Answer 1

what kind of bumper cost 500? Thats nuts. Since your mom paid her 250 and she accepted it in the first place. I think you shouldn't entertain her no more

Answer 2

The police report does absolutely nothing!!!! It just states the facts of the accident. The police never decide who the at fault party is.

She can call your agent and try to turn in a claim. You need to call your agent immediately and tell them what happened. Because you didn't pay her the full amount of the damage to her car (which you were at fault for) she is trying to turn in a claim. The cost of a bumper is usually around 800-900 dollars although it will vary by vehicle.

Answer 3

Without a police report there is no obligation to pay nor assesment of blame. This is a matter for small claims court. Getting the funds after winning a judgement in small claims is pie in the sky. Tell that wounded-bird victim to take a hike.

Answer 4

ALLWAYS GET A POLICE REPORT< NEVER DRIVE OFF

Answer 5

you should have called the police at once