My husband had a credit card in his own name that i knew nothing about. He addes me as a secondary signor on the actt, also without me knowing. We since were divorced and both responsible for our own debts. He was recently disabled and unable to work and now the credit card company is coming after me for 17K in unpaid balance. It also should be noted that he forged my signature to all these transactions. Can i be in anyway held responsible for this??
2007-03-12 16:42:53 · 9 answers · asked by Anonymous in Business & Finance ➔ Credit
You need to file a police report against your ex. Neither you or the cc company r at fault - your husband is. You should not be held liable, nor should your credit score be impacted, but you must deal with it promptly, and must deal with it legally, ie criminally.
2007-03-12 18:13:57 · answer #1 · answered by Byron W 3 · 0⤊ 0⤋
Unfortunately bad debt affects both husband and wife, and the secondary signature on the account is held responsible if the primary cardholder cannot pay the bill.
I would set an appointment for a consultantion with an attorney if your signature was forged.
2007-03-12 23:53:13 · answer #2 · answered by Anonymous · 0⤊ 0⤋
You need to find out if you were just an authorized user or if you were a joint account holder. Authorized Users are not responsible for those charges that they did not sign on but Joint Account Holders are equally liable. The short answer is yes, you can be. If you were only an AU then you can contact the credit card company (in writing) and inform them that you want to filea fraud affidavit on this matter and see what they can do.
2007-03-12 23:51:39 · answer #3 · answered by Anonymous · 1⤊ 0⤋
File a police report , show them your ID with your real signature and a copy of the fake signature on the transactions . . .
Then forward the copy to the CC company AND the 3 credit bureaus .
They should remove you when they get the PD report.
2007-03-13 00:15:23 · answer #4 · answered by kate 7 · 0⤊ 0⤋
Contact your lawyer and file a police report A.S.A.P. you are responsible since it's a joint account but you can fight this if your husband forged your signature.
2007-03-13 09:31:41 · answer #5 · answered by ? 7 · 0⤊ 0⤋
Get a free consultation with a lawyer as soon as possible. We can all have our opinions on this matter, but the law and evidence always rule.
2007-03-13 00:24:45 · answer #6 · answered by Brown-eyed girl 4 · 0⤊ 0⤋
did you sign anything? if you didn't know you might be able to fight it but yes you will be held liable.. especially if he forged your signature... sorry you may want to talk to a lawyer or something
2007-03-12 23:47:04 · answer #7 · answered by lala15 3 · 1⤊ 0⤋
No, contact the police. And call a lawyer. They should be helpful to you.. P.s. call the lawyer first, always.
2007-03-12 23:47:07 · answer #8 · answered by Starcraft 2 · 0⤊ 0⤋
u r not responsible. ur husband should pay
2007-03-12 23:56:07 · answer #9 · answered by juju 2 · 0⤊ 0⤋