I live in tampa fl and i want to buy a car but i dont know where to go to get it finaced
2007-03-12 07:25:39 · 11 answers · asked by Anonymous in Cars & Transportation ➔ Buying & Selling
try your bank, if you are a member of one, if not, join one of the local credit unions,,,,, they will offer the best used car rates,,,,,,,,, if you are purchasing one from a major dealer,,,, they can shop around for credit and rates for you,,,, that would be next best,,,, finally, if its sold by a small car lot, be very cautious, they tend to offer extremely high rates and high mileage cars
if you are buying from a private person, still check out a bank, with the car as collateral, often you can get a loan
2007-03-12 07:30:42 · answer #1 · answered by dlin333 7 · 0⤊ 0⤋
The best way to fiance a car is through a credit union. Their rates are always alot cheaper then banks. Don't use the dealer to fiance your car. They will add on points to your rate. That is how they make their money. If you do go through the dealer, make sure you ask to see the original rate quoted before they add on their points. If they refuse to show you it, then don't buy the car. Trust me you will save alot of money by doing this. You can also tell them to reduce their points on the fiance rate. Again if they won't show you then leave. Be a detective when it comes to buying a car. Car dealerships are all scams and they will scam you if like them. Personally I would use the Internet to buy a car. You will get a better price then going with a dealership. Always know the true market value of the car or the bluebook price before going in to buy it. Remember knowledge is power. Good luck
2007-03-12 20:04:21 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Try online like capitalone.com, eloan.com, hsbc.com... they usually offer the best rates. If they decline, then go to local banks/credit union. If they decline, finance through the dealer as they have relationship with dozens of banks for all kinds of credit.
2007-03-12 07:37:39 · answer #3 · answered by Anonymous · 0⤊ 1⤋
whether that's a pre-authorized charge that comes out of your account, looking on whilst it got here out of your account, your economic employer ought to have the skill to return the article as much as ninety days. Then i might positioned a end charge on your account so it would not happen returned. i'm from Canada so i'm no longer one hundred% optimistic if the Amercian banks artwork on a similar premises
2016-11-24 22:42:09 · answer #4 · answered by ? 4 · 0⤊ 0⤋
credit company if the car is to old and bank if it is new...i mean the age of the car 5 years and below
2007-03-12 07:29:54 · answer #5 · answered by masterjoran fishermanfriends 1 · 0⤊ 1⤋
usually a credit union
2007-03-12 07:31:42 · answer #6 · answered by CBJ 4 · 0⤊ 0⤋
find a credit union, they usually give better rates.
2007-03-16 07:10:31 · answer #7 · answered by msknowitall 5 · 0⤊ 0⤋
Start with the bank you do your checking and savings with? they may offer a special rate for you
2007-03-12 07:27:32 · answer #8 · answered by wizjp 7 · 1⤊ 1⤋
Carmax.
2007-03-12 07:28:10 · answer #9 · answered by Mississippi River 3 · 0⤊ 1⤋
Walk down the street and call a cab, then take that cab, to another street called FDR and then pay the cab driver 100 dollars and Say "Thanks for the ride you lazy sun-of-a-b****"
2007-03-12 07:30:14 · answer #10 · answered by Anonymous · 0⤊ 2⤋