i visited my local CAB office recently for advice on paying 600.00 council tax bill which is now in the hands of the bailiffs and 2 parking tickets to which the baliffs want 800.00 i have recently moved in with my new partner and am scared to death that if they find me living here they will seize his goods. CAB said they could not help me with these kinds of debt and im afraid to call bailiffs in case they want my new address can i tell them to carry on sending my mail to my house which i currently rent out or can i give my works address as a contact address for any mail they want to send me.Do you think i should just call them to make a payment arrangement because i do want to pay off this debt to stop all of the sleepness nights im having.The only possesions i have is my car and my house i dont have any household goods as it all belongs to my new fella could they take his stuff cos im sure he wont have receipts for everything.
2007-03-12 02:06:38 · 5 answers · asked by happylove_bunny 2 in Politics & Government ➔ Law Enforcement & Police
no me and my new fella aren't legally bound.
2007-03-12 02:14:25 · update #1
It is in your best interest to address these issues head on. If you do not they can/will give this to a debt collector who can file a small claims court. If you fail to appear for the court hearing they can issue a default (meaning you owe AND they can get interest, costs etc so you can owe more than you really do.) If you still don't pay after the default (which will be on your credit report for 10 years and will have a serious negative effect on your credit) then they can file a supplementary process which allows them to continue their efforts to collect the debt. They can ask the Judge/Court for permission to seize your bank account or our car. They can also put a lien on your house. They do not want your personal goods (what good would it do them?). They want things that have real value cars/house/bank accounts.
I would strongly recommend that you call the creditors and enter into a payment plan. You should also ask that the payment plan stop any accruing interest WHILE you are paying and that if you stop paying then they can collect any interest. This will keep you motivated to paying the debts and it will show them that you are serious about getting this issue resolved.
The longer you avoid this issue the worse it will get and then you will be unable to fix the problem.
2007-03-12 02:13:34 · answer #1 · answered by Anonymous · 1⤊ 0⤋
If you're not married, they can't start taking possessions out of your shared home. He doesn't need receipts to prove what is his. However, they can come take your car and house because they are in your name.
This is a relatively small debt. Call them and make arrangements to make payments.
.
2007-03-12 09:12:04 · answer #2 · answered by FozzieBear 7 · 0⤊ 0⤋
I would call and try to make a payment arrangement.I doubt they can seize your things,that would be the least of my worries.They may put a warrant out for your arrest,in that case you would have to pay the whole ballance to get off the hook.
I wouldn't tell them my new address,they may have a warrant out for your arrest,so lay low.Pay them A.S.A.P.
2007-03-12 09:16:43 · answer #3 · answered by Anonymous · 0⤊ 0⤋
they cannot take his things as it is not in your name so don't worry about that. you are not legally bound to him in any way are you? did you two get "married"?
go ahead and be honest and give them the address and make payment arrangements.
as long as you are making some sort of an $$ effort they will not seize anything.
2007-03-12 09:12:07 · answer #4 · answered by LM 5 · 0⤊ 0⤋
they will not sieze anything, they will only take you to jail.
just contact them and make payment arrangements. that is really what they want you to do. they do not want to arrest anyone because they do not get their money that way.
2007-03-12 09:19:36 · answer #5 · answered by firstmammaw 2 · 0⤊ 0⤋
You should pay your bills. It is the moral thing to do.
2007-03-12 09:10:51 · answer #6 · answered by Anonymous · 0⤊ 0⤋