i want to insure my very expensive sewing machine where can i get insurance?

Answer 1

Contact your current House & Contents insurers and give them the details of your sewing machine. They will then add the sewing machine as a specific item and adjust your insurance payment. If you are not covered by an existing policy, visit any insurance agent who will be pleased to help.

Answer 2

Unless it is worth more than the single item value as stated on your policy, then it will be insured as part of the standard policy. To find you single article/item value limit, you must read your policy book, it will usually be around £1500 or so, each policy is different so you have to check..
To insure it against breakdown, this won't be possible under your standard home insurance policy, but if you have the accidental damage clause in operation on your policy, sometimes called 'all risks' then you may be covered if its dropped, but they will always try to effect repair to begin with. It will not be covered away from the home either, as is not an item you would normally carry around with you everyday. But if its stolen from the home in a burglary, or water damaged by flood or leak etc, then it will be covered, but it will only be covered for the replacement cost to the insurance company, you will either get a replacement model, if it cannot be fixed, or a cash settlement equal to the amount the insurance company would have paid had they replaced it, less the policy excess...and they pay a lot less than you realise

Answer 3

As long as this sewing machine is used for you personally and not in a business, you can add it to your homeowner's policy as a scheduled item. Just so you know, it is covered already as personal property but will be subject to the exclusions and deductible on your policy.

Answer 4

If the sewing machine is unique, antique or collectable, then you will need to get an appraisal if the value of it is more than about $1000. (check your policy for exclusions on collectibles and if its excluded or worth more than the max amount you will need to get it appraised and obtain a floater)

Once you have the appraisal, contact your agent or insurance company and have it added on as a Floater.

Answer 5

If you have house insurance then you can have it as a named item on it, sometimes you have to pay a bit extra premium if the object is over a certain amount I think, best to check.

Answer 6

Just add it to your home insurance as a named item

Answer 7

It's covered automatically under your homeowners policy, but NOT for things like "oops I dropped it". You can call your agent and ask them. And they "might" be able to put it on an endorsement that WILL cover "oops I dropped it".

Keep in mind, if you use it for business purposes, you'll need to insure it as business property, but there's a way to do THAT on your homeowners policy, too.

Answer 8

Should be covered by house (contents) insurance. If you are not sure then ask your current insurers.

Answer 9

You can . For any insurance related problems you can just cisit the following websites . these websites gives you complete information on insurance and company and their plans etc. these are as follows :

http://www.reliancelife.reliancefresh.info

http://www.poonam.reliancefresh.info

http://www.kajal.reliancefresh.info

http://www.joginderkathuria.ignou.info

Answer 10

try somewere like argos they do insurance for products over a certain amount