English Deutsch Français Italiano Español Português 繁體中文 Bahasa Indonesia Tiếng Việt ภาษาไทย
All categories

2 answers

If the inquiries were made by you applying for credit, the best thing to do is to let time take care of them.

If you dispute them, you run the risk of having fraud alerts placed on your credit files, rate jacking, credit limit decreases or closing of accounts by creditors that have given you credit......etc., etc., etc.

Only dispute the inquiries that were made by a company that did not have permissable purpose to pull a hard inquiry. That would be a company that you have no accounts with and you did not apply with.

2007-03-11 20:30:12 · answer #1 · answered by echo 7 · 0 0

If they are valid inquires there is no way to remove them. They will fall off after 2 years. Also, the only ones you need to worry about are "Hard" inquiries those are ones where you applied for credit. The so-called "Soft" Inquiries such as when you request a credit report or those pre-screened offers are only seen by you and the lenders have no knowledge of them.

If there are "Hard" inquiries that you did not authorize you can dispute them to have it removed. You just need to write the credit reporting agency(Equifax, Transunion, Experian). However, this is the case you should be careful as someone might be trying to open up credit in your name.

2007-03-12 03:26:53 · answer #2 · answered by OC1999 7 · 0 0

fedest.com, questions and answers