2007-03-11 19:28:29 · 6 answers · asked by Timawa 1 in Business & Finance ➔ Credit
I had this happen to me a few years ago the only way you can repair your credit is getting rid of old debt still owed and paying every bill on time for several months!I f someone says they can fix your credit they are lying trying to make money off of you,which you do not have the money if your credit is so poor so why waste your money...
Get a free credit report at your bank or at freecreditreport.com////look for unpaid collections and pay them so they are closed out..Also look how many revolving accounts you may have and try to consolidate unsecured credit either by transfering to one account or A debt management program to free up some money...INcharge.org/// remember if you have to pay someone up front to fix your credit,you will find in the end it was a scam 99% of the time what i know....by the way if you do transfer all your debt to one credit card or account close the ones you transfer from******* bye have a good one
2007-03-11 19:47:29 · answer #1 · answered by kcir1979 1 · 0⤊ 1⤋
Yeah I have they help but most what they do you could do your self. Have you pulled your credit? You go myannualcreditreport.com and get free report from all three then dispute anything thats negative. If you need build credit you have some cash put 1500 in a credit union loan with it has collatoral and this increase your fica score. But, I wouldnt waste your money there lot free sites too. Faircredit.org one I think.
2007-03-12 02:42:29 · answer #2 · answered by jtucker70 2 · 0⤊ 0⤋
Yes I used them and they lied to me. I told the guy that the stuff on my credit report was valid and he said that they could still remove it. Well they couldnt after I paid them for like 6 months. They do exactly what you can do for free. Dont use them. Go on Equifax, Transunion and Expirians website. They will even tell you not to use Credit repair companies and show you how to do it yourself. But if you have things on your credit report that ARE wrong and dont want to do it yourself go for it they can get it removed.
2007-03-12 09:22:14 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Lexington Law firm is a ripoff. They cannot do anything you cannnot do yourself.
2007-03-12 08:23:38 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Everything I have ever heard about Lex Law has been seriously negative - my opinion - stay away
2007-03-12 02:42:52 · answer #5 · answered by echo 7 · 0⤊ 0⤋
I'm currently using them, and I've haven't had a problem with them
2007-03-12 09:37:55 · answer #6 · answered by Anonymous · 0⤊ 0⤋