When is the best time to refinance a 2003 Trailblazer?

Question

i really need to refinance my vehicle and i have made 7 on time payments. when is the best time? (if it matters i am only 20 years old)

Answer 1

allot of times people find better rates (mainly on used vehicles) than the dealer offers. you should start looking for better rates. try a credit union. you need to make sure you don't end up upside down (owing more than the vehicle is worth) or no bank will help you

Answer 2

You have incurred a mistake that no refinancing will alleviate.

Bankruptcy will occur within 3 years, and I suggest you learn as much as you can about insurance fraud and forensic investigations.