2007-03-11 01:12:41 · 9 answers · asked by craig s 1 in Business & Finance ➔ Insurance
IF YOU MEAN DEBT THEN MY ADVICE IS...GET A JOB
2007-03-11 01:15:50 · answer #1 · answered by michael b 5 · 0⤊ 2⤋
most of these companies charge a fee and when they set up agreements on your behalf its not to good for your credit either especially if you break the agreements.
what you need is a good budget. it will show your income and expenses after every week/fortnight/month and how much you have left. the whole point of a budget is to help you manage your money better. if you have little self control and thats the reason you're in debt then aim for sometjing you really want and stick to your budget so that you always have money left to put aside to that special something. give yourself a goal
you need to talk to the companies explaining your situation some will provide reduced repayments for a few months till you get a job
if you already have a job try finding a similar role paying more so you have more coming in
i'll help you
2007-03-11 16:40:44 · answer #2 · answered by babyonlyne 3 · 0⤊ 0⤋
Your first job is to itemise your debts and then list in order of priority. You then go along to your local Citizens Advice Centre for free, impartial advice. They will point you in the correct direction and even write to all the people on your list.
Don't bother wasting your time trying to resolve your problems online and DON'T GET INVOLVED WITH COMPANIES ADVERTISING ON TV OR IN THE PRESS.
The main thing not to do?..................don't bury your head in the sand! Good luck.
2007-03-11 09:20:08 · answer #3 · answered by tonyevans50 2 · 0⤊ 0⤋
Just click Out of Debt and web site recommends book to you with advices. like, dont concentrate on debt but on possibility to pay them, considering people, processes that could help you. write down you debts and how are you going to pay them.
2007-03-11 09:19:07 · answer #4 · answered by wilma m 6 · 0⤊ 0⤋
I agree with tonyevans reply, do not go with these companies that promise to sort out your debt for you, most of these companies will charge you around 10% of your debt to sort it out for you. You can do all that they promise yourself. write to the companies you owe money to and explain your situation and see what they are willing to offer you....good luck
2007-03-11 09:26:21 · answer #5 · answered by Grantyboy 2 · 0⤊ 0⤋
Well you can get in touch with an advisor.. like myself
I could help you, my e-mail is dkwr14@yahoo.com.
There are other options, just get in touch with a financial manager or a credit advisor.
I will give you free advice and I will do most sorting for a very low fee.
Keep in touch.
-Dean
2007-03-11 09:25:15 · answer #6 · answered by dkwr14 3 · 0⤊ 2⤋
there are many debt buster websites, but first of all i suggest trying your local CAB (citizens advice bureau). office.
they will help you to sort out all your finances and create a financial statement to send to your creditors and offer repayment terms.
2007-03-11 09:23:40 · answer #7 · answered by dooglepuff 3 · 0⤊ 0⤋
if your working ask your employer to give you lots of overtime to amass more money to pay your debts /why pay someone to sort it out it wont dissolve on its own its ALL up to yourself
2007-03-13 04:06:34 · answer #8 · answered by srracvuee 7 · 0⤊ 0⤋
What specific department are you wanting to sort out...???
2007-03-11 09:16:20 · answer #9 · answered by Anonymous · 0⤊ 1⤋