2007-03-10 11:10:13 · 9 answers · asked by michelle 2 in Business & Finance ➔ Credit
by law they will have to accept the payments. they can deny you future service until payed though except in an emergency sitation I believe. they don't want to accept the small payments but if it comes down to actually sueing you they will have to. it is their job to intimidate you, just make the payments regardless of what they say to show you do pay incase they do sue.
2007-03-10 11:18:49 · answer #1 · answered by Florida Mom 2 · 2⤊ 0⤋
I've seen a lot of people CLAIM the law requires them to accept partial payments and that they can't sue if you make regular payments. I have NOT seen anyone cite the actual law. My guess is that no such law exists. That said, I've never heard of anyone that you owe money actually returning a check. I've also never heard of any collection agency telling you they would sue and actually following though on the threat. If they are going to sue, they will file suit and you will find out when you receive the paperwork showing the suit has already been filed.
2007-03-10 12:12:23 · answer #2 · answered by STEVEN F 7 · 0⤊ 2⤋
The same reason they come after me, if its at a collection agency what they did is probably bought the right to collect on your bill from the dr or hospital you went to. If you could not or would not make payments with the hospital or doctor, they can not trust you to make payments w/ them. If they win in court (and they always do) they can put a garnishment on your wages. Your best bet is to let them file but be sure to respond to the Suit after you are served. Punitive damages and legal fees thrown in if you ignore it will be twice what you actually owe!!
2007-03-10 11:20:50 · answer #3 · answered by mygirlfriendsafreak 1 · 2⤊ 0⤋
What do you consider a small monthly payment though? What you consider manageable may not be enough to really start making a dent in your balance. How much have you offered them and what are they asking of you instead? If it's gone to court, it may be past the point of trying to work out payment arrangements though.
2007-03-10 11:19:42 · answer #4 · answered by kweenie97 2 · 3⤊ 0⤋
i understand which you are attempting to do the honorable element, yet those creditors are scum and that they actually desire to scare young women folk, they'll do each element of their capacity to scare you. as a count of certainty in case you gave them the three,000. the following day, next week they might call you back with an identical BS and scare you some extra, then attempt to get yet another 3,000. out of you. i think of which you're gaining knowledge of a valueable lesson right here, decrease up all your credit enjoying cards, you will in no way get out of dept. they only shop compiling activity on a daily fee. What i might do, deliver them 10.00 a month, specific, I pronounced 10.00 a month, then document financial ruin. Your credit is already screwed, a minimum of with financial ruin, in seven years, you would be waiting to have credit back, they way it is going now, you would be paying this debt for the subsequent 20 to twenty-5 years and your credit would be screwed up for existence. that's extra effective to document now, than to pass by way of all that. provide up answering there telephone calls, visual reveal unit your calls, deliver them 10.00 a month, and detect a financial ruin legal professional. Plead the 5th, tell them you are able to no longer arise with the money for this dept, which you presently understand the themes with mastercard use. you're allowed one automobile or maybe a house, no longer a trip domicile although. examine with the financial ruin rules and notice what you're allowed to very own, and what expenditures are allowed. you will might desire to coach what all your money is going in direction of. purely keep in mind, this valueable lesson and keep in mind in case you do not have the money, then you certainly somewhat do no longer desire the article. or you ought to pass to a small tropical island, force a moped to a sprint tropical restraunt and wait tables I guarntee, that's a much extra effective way of existence than residing interior the rat race. Come to the Florida Keys, the place all of the attention-catching human beings stay and the water is crystal sparkling, your existence gets replaced constantly. good success No, that's no longer a fairy tale, the good existence awaits you.
2016-10-18 01:47:28 · answer #5 · answered by ? 4 · 0⤊ 0⤋
send them a little every month and if they accept it , girl, u got it made. They trying to intimidate u into giving more but 99% of that is bluff. I owed a med. bill and they said the minimum they could accept was $25 bucks but I send $10 and they take it, every month.
2007-03-10 11:22:37 · answer #6 · answered by luminous 7 · 3⤊ 0⤋
If they have received any at all then they are obligated by law to receive them all. If they are not then U can sue them in return. U need a lawyer to make sure that this is done. Do not hesitate. ! The longer U wait the harder it will be to straighten this out.
Really seek legal attention. !!
2007-03-10 11:27:04 · answer #7 · answered by having fun 3 · 3⤊ 1⤋
you have likely divulged asset information or shown them some other vulnerability and they feel they can now get payment in full.
2007-03-11 12:50:28 · answer #8 · answered by CALIFORNIA GOLD 3 · 0⤊ 0⤋
Make sure the collections agencey isn't breaking any laws.
2007-03-10 11:21:57 · answer #9 · answered by Anonymous · 3⤊ 1⤋