Why are people picky when it comes to buying cars @ dealerships?

Question

...when they have BAD credit to begin with. I deal with people who have credit scores of 300&400 and its a MIRACLE when we get them approved...but they dont understand why we cant finance them for a $25,000 car @ 200 monthly payments? Stop being picky everyone, it's your fault your in this mess and were the only way we can get you out...dont yell at us for your credit problems

(oh and i know their are some unfortante situations such as divorce, medical bills, etc. but still..this is toward the other people that just dont pay their stuff!)

Answer 1

People with 400 FICO should NOT be shopping at the dealer, just a 2nd hand lot or classified sale.
Anyone paying dealer prices still gets picky,
They are just clueless about their finances with that FICO.

Answer 2

Because people fall for those $99 down and $99 a month teaser ads which are never true to begin with.

Because people fall for slick marketing which tells them that their job is their credit.

Because I do not want to yell at you and threaten you with bodily harm (not that I would ever do such a thing) for telling me that my credit is bad when I already know my credit is bad. That is why I will save up the cash and by the car without any credit and I can sleep quietly at night knowing that some repo man won't be taking away my car.

Answer 3

Actually, those people should not even be on a car lot, let alone trying to purchase an expensive car. If they were smart, they'd avoid car salespersons entirely and, for that matter, avoid dealers entirely.

Answer 4

they should be picky
car dealerships have a well deserved reputation with ripping people off
if not the finance then in service

Answer 5

Because the customer is always right.

No wonder you don't have $10,000,000.00 USD.