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i got some payday loans so i could get help paying my bills and now im having trouble making any and all ends meet ... help

2007-03-09 09:09:57 · 9 answers · asked by mestrada99 1 in Business & Finance Personal Finance

9 answers

First is to stop getting payday loans. They are not helping. You need to get on a written budget and see where your money is going. Then look around your house for anything that you can sale and have a yard sale or ebay event. Put all that money on any accounts that are late so you can get caught up. Then sit down and write out all your debt in order from smallest to largest don't worry about interest rate. For example if you owe $200 on one credit card and $275 on the next the $200 goes first. Make the min payment on all other debt in your list but the first one. Pay as much as you can on that one then when that is paid off roll that payment into the next one on your list. Keep doing this until your debt is paid off. The first key is to stop taking on more debt. Go to the bookstore and get "The total money makeover" book by Dave Ramsey. It will walk you though how to do this and you can pay off your debt. We did it and paid off $35k in one year.

2007-03-09 13:29:47 · answer #1 · answered by remanagermark 3 · 0 0

I am sure you will find this site very useful: WWW.IMMEDIATELOAN.NET

RE:How can i get out of debt with out getting into a bigger debt?

2014-07-18 22:39:52 · answer #2 · answered by Anonymous · 0 0

I have placed this in the source box. There is a wealth of information there and a great free debt management software program. I bookmarked the site as I return to it often for the advice it offers. I hope this helps you.

2007-03-09 09:23:12 · answer #3 · answered by Anonymous · 0 0

you need to consolidate your debts:

Choosing online debt consolidation is very convenient as it allows you to total all your debts into a single one and then make a payment once a month. The companies offering online debt consolidation allow the interest paid to be treated ..............

http://www.complete-debt-info.com/category/Online-Debt-Consolidation.html

2007-03-09 22:28:43 · answer #4 · answered by mey t 2 · 0 0

1. win the lottery
2. get lots of money
3. pay off debt

2007-03-09 09:17:24 · answer #5 · answered by mizzouswm 5 · 0 1

Pay off the highest interest loans first.
Use 0% introductory APR credit cards with no balance transfer fees.
Pay down your balances.

2007-03-09 09:19:10 · answer #6 · answered by Anonymous · 0 0

Find best solutions

2015-02-16 19:18:46 · answer #7 · answered by Carmina 1 · 0 0

Here you can get the best rates on your area: LOANSVAULT.NET

2014-05-11 07:22:46 · answer #8 · answered by Anonymous · 0 0

I am sure you will find this site very useful: http://WWW.IMMEDIATELOAN.NET

2014-06-07 00:09:05 · answer #9 · answered by Anonymous · 1 0

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