Why do car dealers ask you right off if your buying with cash or credit before you even find a car?

Answer 1

Because if you are paying cash, they won't be able to make very much money on the back end of the deal. (finance office). So, if they are going to try to make any money on the deal, they need to try to make it on the front of the deal. (Selling price of the vehicle)

That doesn't mean that you won't get a good deal if you are paying cash, it just depends. As with any salespeople they ask as many questions they can to fill in the blanks and make $$$ off of you. DON'T GIVE THEM CONTROL!! If you keep control you will get a great deal!

Answer 2

i own a shop ,and the main reason for this is if you pay with cash they loose a lot on commission,and also they loose on the interest they could charge you,this has been a well known fact for a while,when i bought my truck they begged me not to pay for it but to save my money and invest it into something else,they like the interest,there not concerned as to where anyone can and will pay for a vehicles,all they want to do is sell it,and if they can finance it ,that's even better for them,and the dealer and the back ,everyone Gaines from it except the buyer,its better if possible to pay for one,or at least pay enough down on it to bring the finance rate way down on it,good luck,i hope this has helped.

Answer 3

Buy providing the fin acing for you the dealer gets a small profit from the banks that offer the financing it not making you pay more its the banks competing for you business its also called profit and profit is not a dirty word its the way dealerships make a living,

Answer 4

It is because buyingg a car with a credit car is much harder for them buyin with cash is easier and paying with checks are the easiest

Answer 5

first their a lot of good buyer out their, an they know if you got cash in hand you be wantting to deal,,,,,they know too, if it creedit, they got you over a barrowl,,,,,in cash they wont get a big cut off the car, an credit, they will,,,,