I have a low credit score (545) and would like too improve it by getting credit and paying it on time, problem is alot of creditors won't accept be BECAUSE of my low credit, and I can't just keep applying too everything because obviously that lowers your score. So PLEASE tell me which credit cards will give anyone a card even if the interest rate is insane!
2007-03-08 13:18:49 · 6 answers · asked by tampabay5400 1 in Business & Finance ➔ Credit
You'll likely have to get a secured card, which means you have to deposit money first (like $1000.00) and then you get a card. If you pay it every month when the bill comes, it will start improving your score. Also, don't max it out. Just use it for a few things every month and pay it off.
After a few month, you'll start seeing your score go up. Once it gets up around 600 or so, you should be able to get an unsecured card.
2007-03-08 13:25:06 · answer #1 · answered by Faye H 6 · 1⤊ 0⤋
I would try a secured credit card from a lender who deals with bad credit. Please see the link below for additional info such as interest rates offered by the cards.
2007-03-08 21:39:21 · answer #2 · answered by Mariposa 7 · 1⤊ 0⤋
Orchard Bank is a good one low interest also
try there web site
2007-03-08 21:55:35 · answer #3 · answered by Anonymous · 2⤊ 0⤋
Hi Tampabay,
I think Citibank will issue you a card if you are deceased.
I would give them a try.
Norm
2007-03-08 21:24:41 · answer #4 · answered by Anonymous · 0⤊ 1⤋
good listing of these credit card issuers http://snipurl.com/1blap
2007-03-08 21:33:11 · answer #5 · answered by Anonymous · 1⤊ 0⤋
dont ever spend more than you can afford
2007-03-08 21:56:20 · answer #6 · answered by Shark 7 · 1⤊ 1⤋