2007-03-08 09:39:39 · 15 answers · asked by Angela G 3 in Business & Finance ➔ Credit
If they have your social security number, then yes, it is possible to run credit... although it is illegal
2007-03-08 09:42:28 · answer #1 · answered by LGT 3 · 1⤊ 1⤋
Yes however it is illegal. One must obtain A Signed Fair Credit Reporting Act Disclosure form from the person they wish to run a Credit background check on.
2007-03-08 09:43:59 · answer #2 · answered by Trixie 2 · 1⤊ 1⤋
No! no you will run a credit examine without your authorization, many of the time you could have signed something authorizing them to achieve this. I had a financial company try this to me and decrease to rubble my credit, so I contacted them, suggested them it replaced into unlawful and in the event that they didnt refer to the credit agency and get it bumped off i could sue. They fixed the situation the following day. Brian G is stable. A soft examine is okay, this financial company replaced into doing complicated tests on my credit document. be sure they arent doing complicated tests without your authorization. . .
2016-11-23 16:01:25 · answer #3 · answered by Anonymous · 0⤊ 0⤋
It is a crime punishable with up to two years in prison for anyone except your spouse to check your credit without your authorization.
2007-03-08 09:55:18 · answer #4 · answered by Ti 7 · 0⤊ 1⤋
No, they can't. Authorization doesn't need to be in writing, but somehow they have to have received the OK to do so.
You can attempt to sue them under the Fair Credit Reporting act, if you feel it's serious enough to do so.
2007-03-08 09:50:19 · answer #5 · answered by Yanswersmonitorsarenazis 5 · 0⤊ 0⤋
No they can't, it's an invasion of privacy. They must be registered with the credit bureaus to do this type of check.
2007-03-08 09:43:40 · answer #6 · answered by skiingstowe 6 · 0⤊ 1⤋
they can but not legally.so if anybody has done this to you it is important for you to do something about it. i would talk to a lawyer and push for a grievence and invasion of privacy suit.because your a human being and you have rights as an american so therefore they also need to stop invading you like your an alien
2007-03-08 09:54:27 · answer #7 · answered by erick l 1 · 0⤊ 0⤋
Yes they can, credit cards check your credit all the time..Why do you think you get all those credit offers??
2007-03-08 09:42:34 · answer #8 · answered by Guess Who 6 · 1⤊ 1⤋
unfortunately, yes. All they need is adequate identifying information about you and affiliation (paid membership) with a credit bureau.
2007-03-08 09:43:24 · answer #9 · answered by farmsxprt 2 · 1⤊ 0⤋
Sure they can if they have your personal information and access to the right sites it's easy. It's not legal, but it's easy.
2007-03-08 10:08:56 · answer #10 · answered by ? 7 · 1⤊ 0⤋