2007-03-07 09:12:34 · 4 answers · asked by Dave S 2 in Business & Finance ➔ Credit
Contact both the CRA (Credit Reporting Agency) and the information provider. First, tell the CRA in writing what information you believe is inaccurate. Include copies of documents that support your position. Request deletion or correction of incorrect information. You can find sample letters on internet, one can be found here:
http://www.howtoestablishgoodcredit.com/Credit_Articles/index.php?page=1&category=5
CRAs will reinvestigate the items in question--usually within 30 days. They also must forward all relevant data you provide about the dispute to the information provider. After the information provider receives notice of a dispute from the CRA, it must investigate, review all relevant information provided by the CRA, and report the results to the CRA.
2007-03-08 06:24:56 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Ask the credit reporting Company.
2007-03-07 17:39:53 · answer #2 · answered by bob shark 7 · 0⤊ 0⤋
It sounds as if you may have been the victim of identity theft. Contact the 3 big credit reporting agencies(Equifax, Experian, Transunion)and have them flag your account for possible identity theft and fraud. Explain your situation and have them tell you what you need to do with each of them. I wish I could tell you this was a quick and easy fix, but it may be very long and involved if identity theft is the case. You need to take action immediately, though.
2007-03-07 19:44:24 · answer #3 · answered by Bakem 3 · 0⤊ 0⤋
You need to contact the Credit Burue ASAP and get it fixed. Call the credit agencies. Someone could be trying to steal your identity or it could be a lil mistake but it does effect your credit so fix it.
2007-03-07 18:54:19 · answer #4 · answered by Sabrina R 2 · 1⤊ 0⤋