Where can I find the fees banks charge for international credit purchases and ATM withdrawls?

Question

Chase bank in particular.

Answer 1

Yes, easiest way to get the info is to call Customer Service. You could try to go through your credit agreement papers or check to see if they had made recent changes to the agreement. Website won't carry that info since it varies from one card program to another, in some cases.

Keep in mind that international fees are built on two factors: what the CC processor (MC, Visa, etc) will charge, and what the bank charges on top of that. Typically the CC's charge is built into the exchange rate, in that they add a %age surcharge (1-2%) on the interbank exchange rate, which is the best rate anyone can get outside of the black market. Sometimes the card issuer (i.e., bank) will then add another %age surcharge (1% or so) for their own take.

The exchange rate on international CC and ATM xactions is not as good as it once was 10-15 yrs ago, but the rate is still much better than the rate for traveler's checks, and it's much safer than carrying greenbacks for exchange.

Answer 2

call the 800 number on the back of your bank card. Or call the customer service number......they should be able to look it up for you.