2007-03-06 10:14:05 · 7 answers · asked by madiannsmom 1 in Cars & Transportation ➔ Insurance & Registration
You let the other guys insurance pay for it. Did you get a ticket for no insurance? If so, get insurance, go to court and pay a much smaller fine.
But as for the accident, it wasn't your fault, their insurance will pay whether or not you have insurance. But you need insurance. I don't know if your state requires it, but get it anyhow, even if you get just the basics and a high deductable.
2007-03-06 10:24:55 · answer #1 · answered by starwings20 5 · 0⤊ 0⤋
Unless you have witnesses and proof that it isn't your fault you have problems. Most police accident reports, where there is no fault in evidence. assume that your insurance is going to pay for the damage to other vehicles. Also in most states driving without insurance is a crime and that makes you financially responsible for all the damage.
2007-03-06 10:26:07 · answer #2 · answered by pilot 5 · 0⤊ 0⤋
First, did the driver that hit you, have insurance? If so, they are still liable for repairs to your vehicle. This happened to me back in August 2007. I did not have insurance on my truck, I got a ticket, and then had to go and get insurance, but the driver that hit me had insurance so his insurance company still had to pay for $7,000 worth of damages to my vehicle plus my bodily injury (still waiting on that one!) The at-fault driver's insurance has to cover your property damage claim, file one immediately! Just call his insurance company(should be listed on police report) and file a claim for your damages.
I had to pay a balance left over for a car rental that his insurance did not cover for $600, but reported his insurance company to Better Business Bureau, and they reimbursed me for the $600 out-of-pocket expense.
I can tell you this I have not been without insurance since my accident. I had to learn the hard way!
Good Luck
2007-03-06 10:31:50 · answer #3 · answered by anikkie 2 · 0⤊ 0⤋
If they were at fault then it doesn't matter if you have insurance. But, to be safe I would get a cheap policy. You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did.
Go to: http://www.insureme.com/landing.aspx?Refby=616165&Type=auto
Take care,
Casey
2007-03-07 05:01:33 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Accept fate. You will be ticketed, probably lose your driving privileges, and have to file an SR22 to become licensed again.
SR22 in this State (CAL) is a financial responsibility filing.
The law requires insurance and you broke the law by tempting fate and got nailed. Take your lumps and move onward.
2007-03-06 10:21:55 · answer #5 · answered by yes_its_me 7 · 0⤊ 0⤋
pay the bill...your at fault...you were driving with no insurance...you should have been on the road...get your second job tomorrow...good luck
2007-03-06 10:21:50 · answer #6 · answered by Michael K 5 · 0⤊ 1⤋
If you live in a 'no pay, no play' state then bend over and take it like a man...
2007-03-06 11:46:51 · answer #7 · answered by Anonymous · 0⤊ 0⤋