i come from South Africa been with my b/f for 1 year and will be returning to south africa in the future, now his parents think we should have a joint mortgage even though i have been telling them im going back home...they say i shud consider it to be my share of the rent then when its time to go home, they expect me to just pack my things and go. should i just move out of the house we share and get myself a place to rent so i wont be pressured into getting a mortgage when i dont feel like it?
2007-03-06 03:39:20 · 11 answers · asked by friendlyeasterbunny 2 in Family & Relationships ➔ Family
If he wants to get a mortgage then let him get one, but under no circumstances get a joint one if you don't want to. What is going to happen if he stops paying? you can pay him "rent" every month if you want and then when it's time to go home you are under no obligation.
2007-03-06 03:43:50 · answer #1 · answered by bassmonkey1969 4 · 0⤊ 0⤋
I don't quite understand your b/f's parents. You are living with your b/f right? not with his parents? If that is the case, they should just butt out. If you are living with your b/f, you should contribute towards the rent/mortgage payment. You don't have to be on the mortgage with your b/f. It will be too much hassle for you and your b/f. You said you are going back to S. Africa in the future, so why headache? If your name is on the mortgage/deed of trust, you have partial responsibility to the house. You can't just pack your bag and leave when it's time to go. It will make things way too difficult. I suggest you to talk to your b/f make some kind of arrangement in rent pay. If that doesn't work, you should definitely move out.
2007-03-06 03:50:46 · answer #2 · answered by Victoria78 2 · 0⤊ 0⤋
What ever u do dont get involved with getting a joint mortgage. If u are not married that would be a bad mistake. U move he has it all, no way girlfriend. I had my boyfriend cosign on a car with me, I make the payments he gets glory too. We are not together and he has already stolen it once and I could not do a thing about it. I know it not like a home but , just keep ur feeling that u dont like it. As u really won't. Remember u will still be held responsible. His parents huh! It sounds like they are trying to get themselves some place to live when u go back. But thats only my opinion!
2007-03-06 03:55:41 · answer #3 · answered by mmsbud 2 · 0⤊ 1⤋
Yes! Why in the world would they be pressuring you to do that?
First of your not married and unless you were engaged and about to get married and not moving back to South Africa I wouldn't do it.
What it seems is the parents don't want their kid having to pay for a full mortgage himself.
What if you go back home and he can't make his portion fo the payments and payments become late and ruin your credit?!
You won't know what's going on while you're gone and God for bid something happen but if you guys break up thats a huge messy issue to deal with ecspecially with you being in another country.
If your partner can't understand that then I would move out. And if he can he needs to stand up to his parents and tell them it doesn't make sense since your leaving soon.
2007-03-06 03:44:59 · answer #4 · answered by colie 3 · 0⤊ 0⤋
Surely this is a question for your b/f to be asking, (if necessary) NOT his parents. What's the point in getting bogged down with a mortgage, if you're here for such a short time?
2007-03-06 03:44:32 · answer #5 · answered by jet-set 7 · 0⤊ 0⤋
Get criminal suggestion. in case you and your ex bought the homestead at the same time then there must be a recording of the sale and of the pass of the valuables on your names inclusive of your community Accessors workplace. you may get a replica of the Deed from them for a value. in case you have receipts of the money you place in direction of the homestead you are able to teach your case, or using ability of sharing the homestead and a joint economic enterprise account ought to teach you shared interior the economic household projects of the homestead. Or as area proprietor, you additionally can tension a sale on the homestead so as which you will get your proportion of the monies. Or, your ex can refinance on the mortage and fairness and be able to purchase you out. be sure you do something as he can consistently declare you abandomed the homestead alongside with the economic responisbilites that contain it. sturdy success to you!
2016-12-14 12:10:53 · answer #6 · answered by Anonymous · 0⤊ 0⤋
no, but if you do love him move back to america or wherever you are right now after you say good bye to south africa and then pay the mortgage too....
youre in my prayers,
love,
Elli S.
2007-03-06 03:45:42 · answer #7 · answered by Elli 1 · 0⤊ 0⤋
the only reason you should have a morgage is cause you want one. if you feel under pressure then move out. a morgage is a big reponsiblty, if he don't pay the morgage then you are the one left in debt as well has him. good luck hope you find a way that make you happy
2007-03-06 03:52:30 · answer #8 · answered by louise b 2 · 0⤊ 0⤋
Don't do anything that you don't feel comfortable doing. Get your own place...
Who are his parents to be telling you what to do?
2007-03-06 03:47:01 · answer #9 · answered by Anonymous · 0⤊ 0⤋
no because you wont even be living there and when you two break up (if at all) you will still be paying it!!!!
2007-03-06 03:48:49 · answer #10 · answered by Dat Choppa Gurl 1 · 0⤊ 0⤋